Plan Ledger DOL Form 5500 · updated monthly

Buffalo Holding Company401(k)

SHELTERED WINGS, INC. 401(K) PLAN · BARNEVELD, WI · plan year 2025

Reported admin expense ratio · 2025
0.08%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Buffalo Holding Company reported $23,028 in plan administrative expenses for 2025: 0.08% of average plan assets, lower than ~75% of peers. Employer contributions averaged $1,761 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.06% to 0.08%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other retail trade employers. By assets it is the 573rd-largest of 1,936 plans among Wisconsin employers on file, and the 944th of 5,215 in retail trade. In 2025, employees put in $3.06 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$33,467,919
Participants with balances415
Active participants441
Employer contributions$776,488
Employee contributions$2,378,779
Employer contribution per active participant$1,761
Average account balance$80,646
Benefits paid to participants$1,054,676
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$33.5M · 415 accts · $776K emplr
2024$26.1M · 422 accts · $753K emplr
2023$21.5M · 409 accts · $735K emplr
2022$15.5M · 386 accts · $632K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$23,028
Total administrative$23,028
The Buffalo Holding Company 401(k) match · 2025
Employer contribution per active participant$1,761
Median for plans this size$2,666
2025$1,761 per active participant
2024$1,759 per active participant
2023$1,763 per active participant
2022$1,546 per active participant

Buffalo Holding Company's 2025 employer contribution ran below the $2,666 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20254
GLOBAL RETIREMENT PARTNERS LLC · Investment advisory (plan)$71,115
EMPOWER ADVISORY GROUP, LLC · Investment management$17,960
PEAK RETIREMENT GROUP DBA TGB · Contract administrator$13,175

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$23,028 · 0.08%
2024$18,622 · 0.08%
2023$13,205 · 0.07%
2022$9,849 · 0.06%
All plans at this employer2
SHELTERED WINGS, INC. 401(K) PLAN401(k)
FLYWHEEL EMPLOYEE STOCK OWNERSHIP PLANESOP
Same employer
Similar plansRetail Trade · Wisconsin
Boston, Inc. WI$34.3M · 0.02%
Russ Darrow Group, Inc. WI$34.2M · 0.22%
Ewald Automotive Group WI$33.8M · 0.25%
Acp Creativit, LLC WI$33.2M · 0.41%
Silver Star Brands, Inc. WI$33.0M · 0.36%
Markquart, Inc. WI$32.2M · 0.76%

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Source: U.S. Department of Labor, Form 5500 series, EIN 391649048 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.