Plan Ledger DOL Form 5500 · updated monthly

Shamrock Foods Company401(k)

SHAMROCK FOODS COMPANY 401(K) PLAN AND TRUST · PHOENIX, AZ · plan year 2024

Reported admin expense ratio · 2024
0.17%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Shamrock Foods Company reported $725,151 in plan administrative expenses for 2024: 0.17% of average plan assets, higher than ~75% of peers. Employer contributions averaged $3,427 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.171%. The plan sits in the $250M–$1B size bracket, benchmarked here against 2,883 comparable plans and shown alongside other wholesale trade employers. By assets it is the 35th-largest of 1,285 plans among Arizona employers on file, and the 103rd of 4,246 in wholesale trade. In 2024, employees put in $1.72 for every $1.00 the employer contributed; active participation has grown from 4,880 to 5,985 since 2022.

Plan summary
Net assets, end of year$454,804,962
Participants with balances7,271
Active participants5,985
Employer contributions$20,510,987
Employee contributions$35,283,877
Employer contribution per active participant$3,427
Average account balance$62,551
Benefits paid to participants$53,461,718
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$454.8M · 7,271 accts · $20.5M emplr
2023$393.2M · 7,025 accts · $19.7M emplr
2022$324.2M · 6,803 accts · $18.8M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$475,325
Investment management$235,410
Audit (IQPA)$14,416
Total administrative$725,151
The Shamrock Foods Company 401(k) match · 2024
Employer contribution per active participant$3,427
Median for plans this size$4,294
2024$3,427 per active participant
2023$3,800 per active participant
2022$3,858 per active participant

Shamrock Foods Company's 2024 employer contribution ran below the $4,294 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$475,886
MERCER GLOBAL ADVISORS · Investment advisory (plan)$210,410
CAPFINANCIAL PARTNERS, LLC · Investment advisory (plan)$25,000
CBIZ MHM, LLC · Accounting / audit$14,416

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$725,151 · 0.17%
2023$686,133 · 0.19%
2022$590,770 · 0.17%
Same employer
Similar plansWholesale Trade · Arizona
Reliance, Inc. AZ$1.7B · 0.02%
Columbia Sportswear Company OR$462.1M · 0.10%
Epson America, Inc. CA$457.1M · 0.03%
Proponent, Inc. CA$447.3M
The Pape' Group, Inc. OR$441.8M · 0.11%
US Lbm Holdings, LLC IL$440.2M · 0.26%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 860209968 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.