Plan Ledger DOL Form 5500 · updated monthly

Shamrock Cartage Inc401(k)

SHAMROCK CARTAGE INC 401K · MINOOKA, IL · plan year 2024

Reported admin expense ratio · 2024
2.07%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Shamrock Cartage Inc reported $26,369 in plan administrative expenses for 2024: 2.07% of average plan assets, higher than ~90% of peers. Employer contributions averaged $366 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 3.06% to 2.07%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other transportation & warehousing employers. By assets it is among the smaller plans on file in Illinois (3,424th of 3,702), and 2,205th of 2,677 in transportation & warehousing. In 2024, employees put in $4.66 for every $1.00 the employer contributed; active participation has shrunk from 1,153 to 230 since 2022.

Plan summary
Net assets, end of year$1,503,909
Participants with balances277
Active participants230
Employer contributions$84,129
Employee contributions$392,085
Employer contribution per active participant$366
Average account balance$5,429
Benefits paid to participants$122,518
Plan auditUnmodified (clean) audit opinion
AuditorEIFEL RAMBO ADVISORY GROUP
Plan history3
Yearassets · accounts · employer contribution
2024$1.5M · 277 accts · $84K emplr
2023$1.0M · 214 accts · $58K emplr
2022$782K · 146 accts · $31K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$17,654
Investment management$8,715
Total administrative$26,369
The Shamrock Cartage Inc 401(k) match · 2024
Employer contribution per active participant$366
Median for plans this size$1,313
2024$366 per active participant
2023$183 per active participant
2022$27 per active participant

Shamrock Cartage Inc's 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
PCS RETIREMENT LLC · Contract administrator · Recordkeeping$26,370

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024PCS Retirement
2023PCS Retirement

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$26,369 · 2.07%
2023$40,711 · 4.48%
2022$25,818 · 3.06%
Similar plansTransportation & Warehousing · Illinois
Mj Resurrection Inc. IL$1.8M · 0.03%
Pierce Packaging Co. IL$1.8M · 1.22%
Northwest Express, Inc. IL$1.7M · 0.73%
Gds Logistics, LLC IL$1.2M · 0.82%
Marysville Releasing Inc. IL$856K · 1.05%
Hmd Trucking, Inc. IL$813K · 0.07%

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Source: U.S. Department of Labor, Form 5500 series, EIN 465289310 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.