Plan Ledger DOL Form 5500 · updated monthly

Sfh, Inc.401(k)

SFH, INC. 401(K) RETIREMENT PLAN · FARGO, ND · plan year 2024

Reported admin expense ratio · 2024
0.44%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Sfh, Inc. reported $82,169 in plan administrative expenses for 2024: 0.44% of average plan assets, above the peer median. Employer contributions averaged $1,750 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.52% to 0.44%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other transportation & warehousing employers. By assets it is the 117th-largest of 279 plans among North Dakota employers on file, and the 730th of 2,677 in transportation & warehousing. In 2024, employees put in $2.15 for every $1.00 the employer contributed; active participation has grown from 228 to 287 since 2022.

Plan summary
Net assets, end of year$20,340,854
Participants with balances291
Active participants287
Employer contributions$502,230
Employee contributions$1,078,811
Employer contribution per active participant$1,750
Average account balance$69,900
Benefits paid to participants$894,063
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$20.3M · 291 accts · $502K emplr
2023$17.1M · 242 accts · $537K emplr
2022$13.6M · 229 accts · $424K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$82,169
Total administrative$82,169
The Sfh, Inc. 401(k) match · 2024
Employer contribution per active participant$1,750
Median for plans this size$2,416
2024$1,750 per active participant
2023$2,335 per active participant
2022$1,858 per active participant

Sfh, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
FIRST INTERNATIONAL BANK & TRUST · Investment advisory (plan)$55,575
PENTEGRA SERVICES INC · Contract administrator$21,255

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$82,169 · 0.44%
2023$77,023 · 0.50%
2022$75,795 · 0.52%
Same employer
Similar plansTransportation & Warehousing · North Dakota
Magnum, LTD. ND$43.1M · 0.35%
Holland Enterprises, Inc. ND$12.1M · 0.37%
Beco, Inc. ND$6.6M · 0.36%
S & S Transport, Inc. ND$4.4M · 0.66%

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Source: U.S. Department of Labor, Form 5500 series, EIN 450434920 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.