Plan Ledger DOL Form 5500 · updated monthly

Sentry Ford Lincoln, Inc.401(k)

SENTRY AUTO GROUP 401(K) PROFIT SHARING PLAN · MEDFORD, MA · plan year 2022

Reported admin expense ratio · 2022
0.29%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Sentry Ford Lincoln, Inc. reported $24,603 in plan administrative expenses for 2022: 0.29% of average plan assets, below the peer median. Employer contributions averaged $539 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

The plan sits in the $1M–$10M size bracket, benchmarked here against 30,021 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Massachusetts (2,074th of 2,726), and 3,114th of 5,215 in retail trade. In 2022, employees put in $10.45 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$7,720,089
Participants with balances97
Active participants68
Employer contributions$36,652
Employee contributions$383,094
Employer contribution per active participant$539
Average account balance$79,589
Benefits paid to participants$399,038
Plan auditUnmodified (clean) audit opinion
The Sentry Ford Lincoln, Inc. 401(k) match · 2022
Employer contribution per active participant$539
Median for plans this size$1,114

Sentry Ford Lincoln, Inc.'s 2022 employer contribution ran below the $1,114 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2022 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history1
2022$24,603 · 0.29%
Similar plansRetail Trade · Massachusetts
Hydrow, Inc. MA$8.1M · 0.76%
Best Chevrolet, Inc. MA$8.1M · 0.59%
Evolved by Nature, Inc. MA$8.0M · 1.00%
Mahoney's Rocky Ledge LLC MA$6.8M · 0.56%

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Source: U.S. Department of Labor, Form 5500 series, EIN 043018451 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.