Plan Ledger DOL Form 5500 · updated monthly

Sentral Services, LLC401(k)

SENTRAL SERVICES 401(K) PLAN · KENSINGTON, MD · plan year 2021

Reported admin expense ratio · 2021
0.86%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Sentral Services, LLC reported $3,761 in plan administrative expenses for 2021: 0.86% of average plan assets, below the peer median. Employer contributions averaged $48 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 1 year on file its reported administrative ratio fell from 0.86% to 0.80%. The plan sits in the under $1M size bracket, benchmarked here against 93 comparable plans and shown alongside other administrative & support services employers. By assets it is among the smaller plans on file in Maryland (1,624th of 1,671), and 2,342nd of 2,534 in administrative & support services. In 2021, employees put in $4.78 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$511,151
Participants with balances7
Active participants334
Employer contributions$16,105
Employee contributions$76,939
Employer contribution per active participant$48
Average account balance$73,022
Plan auditUnmodified (clean) audit opinion
AuditorHANDWERGER, CARDEGNA, FUNKHOUSER, &
Plan history2
Yearassets · accounts · employer contribution
2022$505K · 6 accts · $21K emplr
2021$511K · 7 accts · $16K emplr
Administrative expenses, itemized · 2021
Recordkeeping & contract admin$3,761
Total administrative$3,761
The Sentral Services, LLC 401(k) match · 2021
Employer contribution per active participant$48
Median for plans this size$275
2022$40 per active participant
2021$48 per active participant

Sentral Services, LLC's 2021 employer contribution ran below the $275 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2021 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history2
2022$4,049 · 0.80%
2021$3,761 · 0.86%
Similar plansAdministrative & Support Services · Maryland
Talex, LLC MD$829K · 0.50%
Credit Plus, Inc. MD$114K · 0.46%
Axxella Staffing MD$23K · 1.28%

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Source: U.S. Department of Labor, Form 5500 series, EIN 261879920 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.