Plan Ledger DOL Form 5500 · updated monthly

Seneca Family of Agencies403(b)

SENECA FAMILY OF AGENCIES 403(B) RETIREMENT PLAN · OAKLAND, CA · plan year 2024

Reported admin expense ratio · 2024
0.11%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Seneca Family of Agencies reported $54,527 in plan administrative expenses for 2024: 0.11% of average plan assets, below the peer median. Employer contributions averaged $1,563 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.19% to 0.11%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other health care & social assistance employers. By assets it is the 1,552nd-largest of 9,483 plans among California employers on file, and the 1,649th of 11,911 in health care & social assistance. In 2024, employees put in $2.89 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$58,716,865
Participants with balances2,163
Active participants1,554
Employer contributions$2,429,531
Employee contributions$7,010,431
Employer contribution per active participant$1,563
Average account balance$27,146
Benefits paid to participants$2,819,095
Plan auditUnmodified (clean) audit opinion
AuditorGILMORE & ASSOCIATES CPA
Plan history3
Yearassets · accounts · employer contribution
2024$58.7M · 2,163 accts · $2.4M emplr
2023$45.1M · 2,057 accts · $1.1M emplr
2022$33.5M · 2,064 accts · $1.4M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$54,527
Total administrative$54,527
Employer contributions to the Seneca Family of Agencies plan · 2024
Employer contribution per active participant$1,563
Median for plans this size$3,635
2024$1,563 per active participant
2023$735 per active participant
2022$938 per active participant

Seneca Family of Agencies's 2024 employer contribution ran below the $3,635 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
STANCORP FINANCIAL GROUP · Claims processing · Recordkeeping$53,566

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024The Standard
2023The Standard

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$54,527 · 0.11%
2023$56,922 · 0.14%
2022$64,830 · 0.19%
Same employer
Similar plansHealth Care & Social Assistance · California
Continuing Life LLC CA$62.4M · 0.45%
Arcus Biosciences, Inc. CA$60.2M · 0.45%
Neighborhood Healthcare CA$59.3M · 0.18%
Unio Health Partners, LLC CA$59.0M · 0.09%
Veracyte, Inc. CA$58.6M · 0.07%

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Source: U.S. Department of Labor, Form 5500 series, EIN 942971761 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.