Plan Ledger DOL Form 5500 · updated monthly

Sema Construction, Inc.401(k)

SEMA CONSTRUCTION, INC. 401(K) RETIREMENT SAVINGS PLAN · ENGLEWOOD, CO · plan year 2024

Reported admin expense ratio · 2024
0.31%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Sema Construction, Inc. reported $120,224 in plan administrative expenses for 2024: 0.31% of average plan assets, above the peer median. Employer contributions averaged $1,504 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.40% to 0.31%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other construction employers. By assets it is the 293rd-largest of 1,461 plans among Colorado employers on file, and the 1,219th of 5,337 in construction. In 2024, employees put in $1.88 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$40,790,826
Participants with balances694
Active participants889
Employer contributions$1,336,733
Employee contributions$2,511,724
Employer contribution per active participant$1,504
Average account balance$58,776
Benefits paid to participants$3,433,225
Plan auditQualified audit opinion
AuditorMARTIN, VEJVODA AND ASSOCIATES
Plan history3
Yearassets · accounts · employer contribution
2024$40.8M · 694 accts · $1.3M emplr
2023$35.8M · 597 accts · $1.1M emplr
2022$33.4M · 605 accts · $1.1M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$113,125
Investment management$7,099
Total administrative$120,224
The Sema Construction, Inc. 401(k) match · 2024
Employer contribution per active participant$1,504
Median for plans this size$2,416
2024$1,504 per active participant
2023$1,422 per active participant
2022$1,324 per active participant

Sema Construction, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
TRANSAMERICA RETIREMENT SOLUTIONS · Recordkeeping · Loan processing$113,125
MESIROW FINANCIAL, INC. · Investment advisory (plan)$7,099
NORTHWESTERN MUTUAL INVESTMENT SERV · Other servicesindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Transamerica
2023Transamerica

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$120,224 · 0.31%
2023$114,338 · 0.33%
2022$129,171 · 0.40%
Same employer
Similar plansConstruction · Colorado
Saunders Construction Inc CO$53.4M · 0.19%
Dawson Technical Inc. CO$45.5M · 0.46%
The Neenan Company CO$37.5M · 0.04%
Connell Resources, Inc. CO$34.5M · 0.38%

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Source: U.S. Department of Labor, Form 5500 series, EIN 841163868 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.