Plan Ledger DOL Form 5500 · updated monthly

Saratoga Corporate Management Group, LLCProfit-sharing plan

SARATOGA HOMES PROFIT SHARING PLAN & TRUST · EL PASO, TX · plan year 2024

Reported admin expense ratio · 2024
1.44%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Saratoga Corporate Management Group, LLC reported $33,123 in plan administrative expenses for 2024: 1.44% of average plan assets, higher than ~90% of peers. Employer contributions averaged $1,786 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 1.08% to 1.44%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other construction employers. By assets it is among the smaller plans on file in Texas (4,798th of 5,688), and 4,729th of 5,337 in construction. active participation has grown from 83 to 112 since 2022.

Plan summary
Net assets, end of year$2,327,422
Participants with balances128
Active participants112
Employer contributions$200,000
Employee contributions$0
Employer contribution per active participant$1,786
Average account balance$18,183
Benefits paid to participants$322,642
Plan auditUnmodified (clean) audit opinion
AuditorSBNG, PC
Plan history3
Yearassets · accounts · employer contribution
2024$2.3M · 128 accts · $200K emplr
2023$2.3M · 116 accts · $200K emplr
2022$2.0M · 132 accts · $198K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$2,275
Investment management$30,848
Total administrative$33,123
Employer contributions to the Saratoga Corporate Management Group, LLC plan · 2024
Employer contribution per active participant$1,786
Median for plans this size$1,313
2024$1,786 per active participant
2023$2,247 per active participant
2022$2,391 per active participant

Saratoga Corporate Management Group, LLC's 2024 employer contribution ran above the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
PINNACLE PLAN DESIGN, LLC · Recordkeeping$2,275
CETERA ADVISORS LLC · Pension consulting · Custodial (securities)$30,848

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024PINNACLE PLAN DESIGN, LLC
2023PINNACLE PLAN DESIGN, LLC

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$33,123 · 1.44%
2023$26,260 · 1.24%
2022$21,461 · 1.08%
Similar plansConstruction · Texas
Circle H Contractors, LP TX$2.5M · 0.94%
Hoffman Cabinets, Inc. TX$2.5M · 1.75%
E-Z Bel Holdings, Inc TX$2.4M · 0.84%
Quarter Moon Plumbing Inc TX$2.3M · 0.15%
Jackson Construction, LTD TX$2.3M · 0.07%
H & S Constructors, Inc TX$2.3M · 0.30%

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Source: U.S. Department of Labor, Form 5500 series, EIN 208527129 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.