Plan Ledger DOL Form 5500 · updated monthly

Sarah, Inc.401(k)

EMPLOYEE BENEFIT PLAN OF SARAH, INC. · WESTBROOK, CT · plan year 2025

Reported admin expense ratio · 2025
0.02%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Sarah, Inc. reported $1,032 in plan administrative expenses for 2025: 0.02% of average plan assets, lower than ~75% of peers. Employer contributions averaged $1,197 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.01% to 0.02%. The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other other services employers. By assets it is among the smaller plans on file in Connecticut (854th of 1,106), and 2,057th of 3,341 in other services. In 2025, employees put in $2.04 for every $1.00 the employer contributed; active participation has grown from 142 to 207 since 2022.

Plan summary
Net assets, end of year$6,684,046
Participants with balances163
Active participants207
Employer contributions$247,678
Employee contributions$505,293
Employer contribution per active participant$1,197
Average account balance$41,006
Benefits paid to participants$228,603
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$6.7M · 163 accts · $248K emplr
2024$5.3M · 148 accts · $171K emplr
2023$4.5M · 134 accts · $145K emplr
2022$3.6M · 127 accts · $144K emplr
The Sarah, Inc. 401(k) match · 2025
Employer contribution per active participant$1,197
Median for plans this size$1,464
2025$1,197 per active participant
2024$866 per active participant
2023$821 per active participant
2022$1,017 per active participant

Sarah, Inc.'s 2025 employer contribution ran below the $1,464 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20251
MUTUAL OF AMERICA INVESTMENT CORP · Claims processing · Recordkeeping$1,032

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025Mutual of America
2024Mutual of America
2023Mutual of America

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$1,032 · 0.02%
2024$809 · 0.02%
2023$390 · 0.01%
2022$516 · 0.01%
Similar plansOther Services · Connecticut
Reliance Health, Inc. CT$7.4M · 1.08%
Buildon, Inc. CT$6.1M · 0.08%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 066011353 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.