Plan Ledger DOL Form 5500 · updated monthly

Sara Lee Frozen Bakery, LLC401(k)

SARA LEE FROZEN BAKERY 401(K) PLAN · OAKBROOK TERRACE, IL · plan year 2025

Reported admin expense ratio · 2025
0.31%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Sara Lee Frozen Bakery, LLC reported $167,410 in plan administrative expenses for 2025: 0.31% of average plan assets, higher than ~90% of peers. Employer contributions averaged $1,528 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.15% to 0.31%. The plan sits in the $50M–$250M size bracket, benchmarked here against 605 comparable plans and shown alongside other manufacturing employers. By assets it is the 832nd-largest of 3,702 plans among Illinois employers on file, and the 2,881st of 13,661 in manufacturing. In 2025, employees put in $1.95 for every $1.00 the employer contributed; active participation has shrunk from 1,567 to 1,389 since 2022.

Plan summary
Net assets, end of year$56,459,204
Participants with balances945
Active participants1,389
Employer contributions$2,122,544
Employee contributions$4,139,162
Employer contribution per active participant$1,528
Average account balance$59,745
Benefits paid to participants$10,105,437
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$56.5M · 945 accts · $2.1M emplr
2024$51.5M · 961 accts · $2.1M emplr
2023$46.9M · 1,068 accts · $2.3M emplr
2022$38.1M · 1,603 accts · $2.5M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$99,808
Investment management$62,018
Trustee / custodial$5,584
Total administrative$167,410
The Sara Lee Frozen Bakery, LLC 401(k) match · 2025
Employer contribution per active participant$1,528
Median for plans this size$4,093
2025$1,528 per active participant
2024$1,418 per active participant
2023$1,674 per active participant
2022$1,625 per active participant

Sara Lee Frozen Bakery, LLC's 2025 employer contribution ran below the $4,093 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
NORTHWEST PLAN SERVICES, INC · Plan administrator · Recordkeeping$99,808
MERCER · Investment advisory (participants) · Investment advisory (plan)$62,018
CHARLES SCHWAB · Trustee · Trustee (directed)$5,584

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025NWPS
2024NWPS
2023NWPS

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$167,410 · 0.31%
2024$172,629 · 0.35%
2023$178,295 · 0.42%
2022$57,975 · 0.15%
Same employer
Similar plansManufacturing · Illinois
Argon Medical Devices, Inc. IL$58.0M · 0.18%
Jim Beam Brands Co. IL$57.5M · 0.03%
Renishaw, Inc. IL$57.4M · 0.05%
Peddinghaus Corporation IL$55.8M · 0.01%
Welch Bros., Inc. IL$55.5M · 0.00%
Gold Eagle Co. IL$55.2M · 0.24%

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Source: U.S. Department of Labor, Form 5500 series, EIN 830662567 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.