Plan Ledger DOL Form 5500 · updated monthly

Saint Vincent College403(b)

SAINT VINCENT RETIREMENT PLAN · LATROBE, PA · plan year 2024

Reported admin expense ratio · 2024
0.03%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Saint Vincent College reported $21,056 in plan administrative expenses for 2024: 0.03% of average plan assets, lower than ~75% of peers. Employer contributions averaged $3,828 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.00% to 0.03%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other educational services employers. By assets it is the 557th-largest of 3,651 plans among Pennsylvania employers on file, and the 651st of 3,091 in educational services. In 2024, the employer put in $1.15 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$80,344,883
Participants with balances736
Active participants382
Employer contributions$1,462,475
Employee contributions$1,276,750
Employer contribution per active participant$3,828
Average account balance$109,164
Benefits paid to participants$6,604,901
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$80.3M · 736 accts · $1.5M emplr
2023$74.7M · 706 accts · $1.2M emplr
2022$66.8M · 635 accts · $1.2M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$6,750
Investment management$1,906
Audit (IQPA)$12,400
Total administrative$21,056
Employer contributions to the Saint Vincent College plan · 2024
Employer contribution per active participant$3,828
Median for plans this size$3,635
2024$3,828 per active participant
2023$3,005 per active participant
2022$3,464 per active participant

Saint Vincent College's 2024 employer contribution ran above the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
TIAA · Recordkeeping · Pension consulting$8,656
BAKER TILLY US, LLP · Accounting / audit$12,400

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024TIAA
2023TIAA

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$21,056 · 0.03%
2023$4,373 · 0.01%
2022$3,300 · 0.00%
Same employer
Similar plansEducational Services · Pennsylvania
Eastern University PA$86.6M · 0.01%
Fullbloom PA$85.5M · 0.64%
Grove City College PA$83.4M · 0.46%
Westminster College PA$78.2M · 0.02%
Shady Side Academy PA$75.2M · 0.22%

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Source: U.S. Department of Labor, Form 5500 series, EIN 250964126 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.