Plan Ledger DOL Form 5500 · updated monthly

Sac Health System403(b)

SACHS RETIREMENT SAVINGS PLAN · SAN BERNARDINO, CA · plan year 2024

Reported admin expense ratio · 2024
0.87%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Sac Health System reported $198,202 in plan administrative expenses for 2024: 0.87% of average plan assets, higher than ~90% of peers. Employer contributions averaged $4,204 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.48% to 0.87%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other health care & social assistance employers. By assets it is the 3,098th-largest of 9,483 plans among California employers on file, and the 3,153rd of 11,911 in health care & social assistance. In 2024, the employer put in $1.59 for every $1.00 employees contributed themselves; active participation has grown from 562 to 691 since 2022.

Plan summary
Net assets, end of year$25,061,669
Participants with balances1,277
Active participants691
Employer contributions$2,905,096
Employee contributions$1,825,766
Employer contribution per active participant$4,204
Average account balance$19,625
Benefits paid to participants$3,044,804
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$25.1M · 1,277 accts · $2.9M emplr
2023$20.7M · 1,206 accts · $2.6M emplr
2022$14.6M · 880 accts · $2.1M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$114,402
Investment management$83,800
Total administrative$198,202
Employer contributions to the Sac Health System plan · 2024
Employer contribution per active participant$4,204
Median for plans this size$2,416
2024$4,204 per active participant
2023$4,189 per active participant
2022$3,740 per active participant

Sac Health System's 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
LINCOLN NATIONAL CORPORATION · Contract administrator$114,402
BURNHAM GIBSON WEALTH ADVISORS · Investment advisory (plan) · Investment advisory (participants)$83,800

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$198,202 · 0.87%
2023$184,039 · 1.04%
2022$72,013 · 0.48%
Same employer
Similar plansHealth Care & Social Assistance · California
Manos Home Care CA$25.3M · 0.00%
Congress Associates, Inc. CA$25.1M · 0.20%
Foothill Family Service CA$24.8M · 0.25%
Mdxhealth, Inc. CA$24.6M · 0.17%

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Source: U.S. Department of Labor, Form 5500 series, EIN 330664371 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.