Plan Ledger DOL Form 5500 · updated monthly

S E & a Automotive, LLC401(k)

S E & A AUTOMOTIVE, LLC 401(K) PLAN · DAPHNE, AL · plan year 2023

Reported admin expense ratio · 2023
0.16%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

S E & a Automotive, LLC reported $3,815 in plan administrative expenses for 2023: 0.16% of average plan assets, lower than ~75% of peers. Employer contributions averaged $391 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 1 year on file its reported administrative ratio fell from 0.17% to 0.16%. The plan sits in the $1M–$10M size bracket, benchmarked here against 22,307 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Alabama (749th of 902), and 4,431st of 5,215 in retail trade. In 2023, employees put in $4.82 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$2,761,782
Participants with balances246
Active participants283
Employer contributions$110,689
Employee contributions$533,299
Employer contribution per active participant$391
Average account balance$11,227
Benefits paid to participants$336,126
Plan auditUnmodified (clean) audit opinion
Plan history2
Yearassets · accounts · employer contribution
2023$2.8M · 246 accts · $111K emplr
2022$2.1M · 159 accts · $49K emplr
Administrative expenses, itemized · 2023
Recordkeeping & contract admin$2,625
Investment management$140
Total administrative$3,815
The S E & a Automotive, LLC 401(k) match · 2023
Employer contribution per active participant$391
Median for plans this size$1,308
2023$391 per active participant
2022$199 per active participant

S E & a Automotive, LLC's 2023 employer contribution ran below the $1,308 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20231
VOYA RETIREMENT INSURANCE & ANNUITY · Investment advisory (plan)$3,745

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history2
2023$3,815 · 0.16%
2022$3,825 · 0.17%
Similar plansRetail Trade · Alabama
Town & Country Ford AL$3.7M · 0.04%
Ocs, Incorporated AL$3.6M · 0.12%
Bankston Motor Homes Inc AL$2.8M · 0.41%
Proxsysrx, Inc. AL$2.6M · 0.76%
Wakefield's, Inc. AL$2.4M · 0.53%

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Source: U.S. Department of Labor, Form 5500 series, EIN 204850394 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.