Plan Ledger DOL Form 5500 · updated monthly

S & W Seed Company401(k)

S & W SEED COMPANY 401(K) PLAN · LONGMONT, CO · plan year 2022

Reported admin expense ratio · 2022
0.12%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

S & W Seed Company reported $6,835 in plan administrative expenses for 2022: 0.12% of average plan assets, lower than ~75% of peers. Employer contributions averaged $4,518 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.12% to 0.31%. The plan sits in the $1M–$10M size bracket, benchmarked here against 30,021 comparable plans and shown alongside other agriculture, forestry & fishing employers. By assets it is among the smaller plans on file in Colorado (1,022nd of 1,461), and 623rd of 945 in agriculture, forestry & fishing. In 2022, employees put in $1.89 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$5,479,722
Participants with balances131
Active participants87
Employer contributions$393,054
Employee contributions$741,884
Employer contribution per active participant$4,518
Average account balance$41,830
Benefits paid to participants$589,990
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$5.4M · 99 accts · $313K emplr
2023$4.8M · 112 accts · $356K emplr
2022$5.5M · 131 accts · $393K emplr
Administrative expenses, itemized · 2022
Recordkeeping & contract admin$3,828
Investment management$3,007
Total administrative$6,835
The S & W Seed Company 401(k) match · 2022
Employer contribution per active participant$4,518
Median for plans this size$1,114
2024$4,738 per active participant
2023$4,944 per active participant
2022$4,518 per active participant

S & W Seed Company's 2022 employer contribution ran above the $1,114 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2022 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history3
2024$15,769 · 0.31%
2023$16,846 · 0.33%
2022$6,835 · 0.12%
Similar plansAgriculture, Forestry & Fishing · Colorado
Hudick Excavating, Inc. CO$6.4M · 0.74%
Agfinity, Inc. CO$6.2M · 0.60%
Charlotte's Web Inc. CO$5.5M · 0.20%
Buck Jack LLC CO$5.0M · 0.58%
Conservation Legacy CO$2.8M · 1.23%
Staycon, LLC CO$1.4M · 1.32%
Quick Holdings, LLC CO$746K · 0.15%

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Source: U.S. Department of Labor, Form 5500 series, EIN 271275784 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.