Plan Ledger DOL Form 5500 · updated monthly

S & W Contracting Company, Inc.401(k)

S & W CONTRACTING COMPANY, INC. PROFIT SHARING PLAN · MURFREESBORO, TN · plan year 2023

Reported admin expense ratio · 2023
0.06%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

S & W Contracting Company, Inc. reported $3,155 in plan administrative expenses for 2023: 0.06% of average plan assets, lower than ~75% of peers. Employer contributions averaged $938 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 1 year on file its reported administrative ratio rose from 0.05% to 0.06%. The plan sits in the $1M–$10M size bracket, benchmarked here against 22,307 comparable plans and shown alongside other construction employers. By assets it is among the smaller plans on file in Tennessee (1,003rd of 1,496), and 3,735th of 5,337 in construction. In 2023, employees put in $5.11 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$6,160,006
Participants with balances93
Active participants83
Employer contributions$77,881
Employee contributions$398,047
Employer contribution per active participant$938
Average account balance$66,237
Benefits paid to participants$214,635
Plan auditUnmodified (clean) audit opinion
AuditorDEMPSEY, VANTREASE AND FOLLIS, PLLC
Plan history2
Yearassets · accounts · employer contribution
2023$6.2M · 93 accts · $78K emplr
2022$5.1M · 102 accts · $58K emplr
Administrative expenses, itemized · 2023
Recordkeeping & contract admin$3,155
Total administrative$3,155
The S & W Contracting Company, Inc. 401(k) match · 2023
Employer contribution per active participant$938
Median for plans this size$1,308
2023$938 per active participant
2022$673 per active participant

S & W Contracting Company, Inc.'s 2023 employer contribution ran below the $1,308 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20231
M HOLDINGS SECURITIES INCindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history2
2023$3,155 · 0.06%
2022$2,560 · 0.05%
Similar plansConstruction · Tennessee
Maymead, Inc. TN$6.7M · 0.28%
Geo Services, LLC TN$6.4M · 0.09%
Tindell's, Inc. TN$5.6M · 0.81%

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Source: U.S. Department of Labor, Form 5500 series, EIN 620788310 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.