Plan Ledger DOL Form 5500 · updated monthly

S & H Motors, Inc.401(k)

STOKES HODGES 401(K) PLAN · BEECH ISLAND, SC · plan year 2025

Reported admin expense ratio · 2025
1.14%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

S & H Motors, Inc. reported $61,245 in plan administrative expenses for 2025: 1.14% of average plan assets, higher than ~75% of peers. Employer contributions averaged $1,331 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.68% to 1.14%. The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in South Carolina (548th of 807), and 3,518th of 5,215 in retail trade. In 2025, employees put in $3.34 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$5,916,573
Participants with balances193
Active participants172
Employer contributions$228,986
Employee contributions$763,984
Employer contribution per active participant$1,331
Average account balance$30,656
Benefits paid to participants$710,419
Plan auditUnmodified (clean) audit opinion
AuditorMCGREGOR & COMPANY, LLC
Plan history3
Yearassets · accounts · employer contribution
2025$5.9M · 193 accts · $229K emplr
2024$4.8M · 192 accts · $190K emplr
2023$4.0M · 194 accts · $101K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$22,330
Investment management$12,515
Audit (IQPA)$26,400
Total administrative$61,245
The S & H Motors, Inc. 401(k) match · 2025
Employer contribution per active participant$1,331
Median for plans this size$1,464
2025$1,331 per active participant
2024$1,105 per active participant
2023$613 per active participant

S & H Motors, Inc.'s 2025 employer contribution ran below the $1,464 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
STANCORP FINANCIAL GROUP · Claims processing · Recordkeeping$22,330
MCGREGOR AND COMPANY, LLP · Accounting / audit$26,400
GALLAGHER FIDUCIARY ADVISORS, LLC · Investment advisory (plan)$12,515

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025The Standard
2024The Standard
2023Ascensus, The Standard, Transamerica

This plan has changed recordkeepers within these filings. If you left S & H Motors, Inc. before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2025$61,245 · 1.14%
2024$30,465 · 0.69%
2023$26,761 · 0.68%
Same employer
Similar plansRetail Trade · South Carolina
Palmetto Ford Inc SC$6.7M · 0.06%
Broad River Retail, LLC SC$6.6M · 1.25%
Benson Nissan, Inc. SC$4.0M · 0.02%

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Source: U.S. Department of Labor, Form 5500 series, EIN 581811326 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.