Plan Ledger DOL Form 5500 · updated monthly

S&D Car Wash Management LLC401(k)

QUICK QUACK CAR WASH 401(K) PLAN · ROSEVILLE, CA · plan year 2024

Reported admin expense ratio · 2024
0.94%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

S&D Car Wash Management LLC reported $156,061 in plan administrative expenses for 2024: 0.94% of average plan assets, higher than ~90% of peers. Employer contributions averaged $707 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 1.38% to 0.94%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other other services employers. By assets it is the 3,662nd-largest of 9,483 plans among California employers on file, and the 1,064th of 3,341 in other services. In 2024, employees put in $1.75 for every $1.00 the employer contributed; active participation has grown from 1,395 to 2,621 since 2022.

Plan summary
Net assets, end of year$19,789,874
Participants with balances765
Active participants2,621
Employer contributions$1,853,256
Employee contributions$3,247,887
Employer contribution per active participant$707
Average account balance$25,869
Benefits paid to participants$1,389,608
Plan auditUnmodified (clean) audit opinion
AuditorGILBERT CPAS
Plan history3
Yearassets · accounts · employer contribution
2024$19.8M · 765 accts · $1.9M emplr
2023$13.5M · 626 accts · $1.5M emplr
2022$7.8M · 477 accts · $1.2M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$156,061
Total administrative$156,061
The S&D Car Wash Management LLC 401(k) match · 2024
Employer contribution per active participant$707
Median for plans this size$2,416
2024$707 per active participant
2023$839 per active participant
2022$833 per active participant

S&D Car Wash Management LLC's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
ASSOCIATED PENSION CONSULTANTS · Recordkeeping$15,364
JOHN HANCOCK · Recordkeeping · Investment management$7,200

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024ASSOCIATED PENSION CONSULTANTS, John Hancock
2023ASSOCIATED PENSION CONSULTANTS, John Hancock

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Administrative cost history3
2024$156,061 · 0.94%
2023$137,631 · 1.29%
2022$93,895 · 1.38%
Same employer
Similar plansOther Services · California
Av Squad, LP CA$20.4M · 0.32%
Frasco, Inc. CA$18.8M · 0.07%

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Source: U.S. Department of Labor, Form 5500 series, EIN 201430083 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.