Plan Ledger DOL Form 5500 · updated monthly

Rwc International, LTD.401(k)

RWC INTERNATIONAL, LTD. PROFIT SHARING AND 401(K) PLAN · PHOENIX, AZ · plan year 2024

Reported admin expense ratio · 2024
0.51%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Rwc International, LTD. reported $172,052 in plan administrative expenses for 2024: 0.51% of average plan assets, higher than ~75% of peers. Employer contributions averaged $1,204 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.23% to 0.51%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is the 244th-largest of 1,285 plans among Arizona employers on file, and the 850th of 5,215 in retail trade. In 2024, employees put in $3.15 for every $1.00 the employer contributed; active participation has grown from 630 to 732 since 2022.

Plan summary
Net assets, end of year$37,098,817
Participants with balances461
Active participants732
Employer contributions$881,288
Employee contributions$2,772,436
Employer contribution per active participant$1,204
Average account balance$80,475
Benefits paid to participants$4,750,669
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$37.1M · 461 accts · $881K emplr
2023$29.9M · 401 accts · $1.5M emplr
2022$24.4M · 407 accts · $560K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$92,655
Investment management$74,772
Audit (IQPA)$4,625
Total administrative$172,052
The Rwc International, LTD. 401(k) match · 2024
Employer contribution per active participant$1,204
Median for plans this size$2,416
2024$1,204 per active participant
2023$2,296 per active participant
2022$890 per active participant

Rwc International, LTD.'s 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
TRANSAMERICA RETIREMENT SOLUTIONS, · Recordkeeping · Loan processing$54,168
FIDUCIARY OUTSOURCING, LLC DBA PMA · Recordkeeping · Loan processing$38,487
HILLSPRING FINANCIAL INC. · Investment advisory (plan)$74,771
MANSPERGER PATTERSON & MCMULLIN · Accounting / audit$4,625

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024FIDUCIARY OUTSOURCING, LLC DBA PMA, Transamerica
2023FIDUCIARY OUTSOURCING, LLC DBA PMA, Transamerica

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Administrative cost history3
2024$172,052 · 0.51%
2023$145,447 · 0.54%
2022$57,532 · 0.23%
Same employer
Similar plansRetail Trade · Arizona
Rvr, Inc. AZ$71.2M · 0.01%
Bell Ford, Inc. AZ$39.3M · 0.05%
Autofocus, Inc. AZ$27.7M · 0.34%
Plexus Worldwide, LLC AZ$26.0M · 0.43%
Don Sanderson Ford, Inc. AZ$20.7M · 0.62%
Royal Speedway, Inc. AZ$20.1M · 0.64%

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Source: U.S. Department of Labor, Form 5500 series, EIN 272085725 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.