Plan Ledger DOL Form 5500 · updated monthly

Rural Resources Community Action401(k)

403(B) THRIFT PLAN FOR EMPLOYEES OF RURAL RESOURCES COMMUNITY ACTION · COLVILLE, WA · plan year 2024

Reported admin expense ratio · 2024
0.06%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Rural Resources Community Action reported $3,507 in plan administrative expenses for 2024: 0.06% of average plan assets, lower than ~75% of peers. Employer contributions averaged $1,092 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.04% to 0.06%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in Washington (1,260th of 1,714), and 7,108th of 11,911 in health care & social assistance. In 2024, employees put in $1.26 for every $1.00 the employer contributed; active participation has grown from 253 to 317 since 2022.

Plan summary
Net assets, end of year$6,482,469
Participants with balances311
Active participants317
Employer contributions$346,293
Employee contributions$436,949
Employer contribution per active participant$1,092
Average account balance$20,844
Benefits paid to participants$864,999
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$6.5M · 311 accts · $346K emplr
2023$5.7M · 315 accts · $378K emplr
2022$4.6M · 288 accts · $319K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$3,507
Total administrative$3,507
The Rural Resources Community Action 401(k) match · 2024
Employer contribution per active participant$1,092
Median for plans this size$1,313
2024$1,092 per active participant
2023$1,193 per active participant
2022$1,260 per active participant

Rural Resources Community Action's 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
MUTUAL OF AMERICA INVESTMENT CORP · Claims processing · Recordkeeping$3,507

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Mutual of America
2023Mutual of America

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$3,507 · 0.06%
2023$2,111 · 0.04%
2022$1,991 · 0.04%
Same employer
Similar plansHealth Care & Social Assistance · Washington
Lifeline Connections WA$6.6M · 0.18%
Community Youth Services WA$6.3M · 0.46%
Embassy Management LLC WA$6.1M · 0.57%
Childhaven WA$6.1M · 0.64%

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Source: U.S. Department of Labor, Form 5500 series, EIN 910793447 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.