Plan Ledger DOL Form 5500 · updated monthly

Rural Community Assistance Corporation403(b)

RURAL COMMUNITY ASSISTANCE CORPORATION DC RETIREMENT PLAN · WEST SACRAMENTO, CA · plan year 2024

Reported admin expense ratio · 2024
0.16%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Rural Community Assistance Corporation reported $46,966 in plan administrative expenses for 2024: 0.16% of average plan assets, below the peer median. Employer contributions averaged $3,259 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.13% to 0.16%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other health care & social assistance employers. By assets it is the 2,630th-largest of 9,483 plans among California employers on file, and the 2,717th of 11,911 in health care & social assistance. In 2024, employees put in $1.67 for every $1.00 the employer contributed; active participation has grown from 209 to 259 since 2022.

Plan summary
Net assets, end of year$30,745,771
Participants with balances361
Active participants259
Employer contributions$844,142
Employee contributions$1,413,902
Employer contribution per active participant$3,259
Average account balance$85,168
Benefits paid to participants$1,934,179
Plan auditUnmodified (clean) audit opinion
AuditorMUN CPAS
Plan history3
Yearassets · accounts · employer contribution
2024$30.7M · 361 accts · $844K emplr
2023$27.3M · 318 accts · $599K emplr
2022$25.1M · 290 accts · $512K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$46,966
Total administrative$46,966
Employer contributions to the Rural Community Assistance Corporation plan · 2024
Employer contribution per active participant$3,259
Median for plans this size$2,416
2024$3,259 per active participant
2023$2,700 per active participant
2022$2,449 per active participant

Rural Community Assistance Corporation's 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
TIAA$37,556

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$46,966 · 0.16%
2023$18,190 · 0.07%
2022$34,830 · 0.13%
Similar plansHealth Care & Social Assistance · California
Queenscare Health Centers CA$30.1M · 0.02%
San Francisco Food Bank CA$30.0M · 0.18%

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Source: U.S. Department of Labor, Form 5500 series, EIN 942512284 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.