Plan Ledger DOL Form 5500 · updated monthly

Rumiano Cheese Co.401(k)

RUMIANO CHEESE CO. 401(K) PROFIT SHARING PLAN · WILLOWS, CA · plan year 2024

Reported admin expense ratio · 2024
0.92%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Rumiano Cheese Co. reported $62,604 in plan administrative expenses for 2024: 0.92% of average plan assets, higher than ~75% of peers. Employer contributions averaged $1,506 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.69% to 0.92%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other manufacturing employers. By assets it is among the smaller plans on file in California (6,320th of 9,483), and 10,153rd of 13,661 in manufacturing. In 2024, employees put in $1.74 for every $1.00 the employer contributed; active participation has grown from 146 to 161 since 2022.

Plan summary
Net assets, end of year$7,029,213
Participants with balances137
Active participants161
Employer contributions$242,545
Employee contributions$421,943
Employer contribution per active participant$1,506
Average account balance$51,308
Benefits paid to participants$836,557
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$7.0M · 137 accts · $243K emplr
2023$6.5M · 143 accts · $247K emplr
2022$5.7M · 153 accts · $258K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$18,789
Investment management$43,815
Total administrative$62,604
The Rumiano Cheese Co. 401(k) match · 2024
Employer contribution per active participant$1,506
Median for plans this size$1,313
2024$1,506 per active participant
2023$1,601 per active participant
2022$1,765 per active participant

Rumiano Cheese Co.'s 2024 employer contribution ran above the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
KCOE ISOM, LLP · Accounting / audit$25,300
MORGAN STANLEY · Investment management$16,438

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$62,604 · 0.92%
2023$55,259 · 0.90%
2022$44,081 · 0.69%
Same employer
Similar plansManufacturing · California
Tournesol Siteworks, LLC CA$7.1M · 0.20%
Vode Lighting, LLC CA$7.0M · 0.60%
Dmc Power, Inc. CA$7.0M · 0.55%
Crockett Graphics Inc CA$7.0M · 1.02%
Wintec Industries, Inc. CA$7.0M · 0.45%
General Tool Inc CA$7.0M · 0.74%

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Source: U.S. Department of Labor, Form 5500 series, EIN 680040051 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.