Plan Ledger DOL Form 5500 · updated monthly

Ruiz Food Products Dcp401(k)

RUIZ FOOD PRODUCTS, INC. 401(K) PROFIT SHARING PLAN · FRISCO, TX · plan year 2024

Reported admin expense ratio · 2024
0.40%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Ruiz Food Products Dcp reported $469,398 in plan administrative expenses for 2024: 0.40% of average plan assets, higher than ~90% of peers. Employer contributions averaged $1,950 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.32% to 0.40%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other manufacturing employers. By assets it is the 553rd-largest of 5,688 plans among Texas employers on file, and the 1,653rd of 13,661 in manufacturing. In 2024, employees put in $1.48 for every $1.00 the employer contributed; active participation has grown from 1,831 to 3,079 since 2022.

Plan summary
Net assets, end of year$120,730,410
Participants with balances3,902
Active participants3,079
Employer contributions$6,004,236
Employee contributions$8,868,207
Employer contribution per active participant$1,950
Average account balance$30,941
Benefits paid to participants$17,445,609
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$120.7M · 3,902 accts · $6.0M emplr
2023$111.2M · 2,065 accts · $4.2M emplr
2022$97.3M · 2,137 accts · $4.0M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$247,433
Investment management$86,769
Audit (IQPA)$26,326
Total administrative$469,398
The Ruiz Food Products Dcp 401(k) match · 2024
Employer contribution per active participant$1,950
Median for plans this size$3,635
2024$1,950 per active participant
2023$1,184 per active participant
2022$2,185 per active participant

Ruiz Food Products Dcp's 2024 employer contribution ran below the $3,635 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
WELLS FARGO ADVISORS LLC · Investment advisory (plan)$82,595
KCOE ISOM LLP · Accounting / audit$26,326
ADVISED ASSETS GROUP, LLC · Investment management$4,173

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$469,398 · 0.40%
2023$361,437 · 0.35%
2022$340,092 · 0.32%
Same employer
Similar plansManufacturing · Texas
Enerflex Inc. TX$124.4M · 0.06%
Globitech, Incorporated TX$121.2M · 0.09%
Deer Park Refining, LP TX$118.2M · 0.05%
Kaneka North America, LLC TX$114.2M · 0.16%

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Source: U.S. Department of Labor, Form 5500 series, EIN 941626717 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.