Plan Ledger DOL Form 5500 · updated monthly

Rugby Holdings LLC401(k)

RUGBY 401(K) PLAN · CONCORD, NH · plan year 2024

Reported admin expense ratio · 2024
0.54%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Rugby Holdings LLC reported $164,456 in plan administrative expenses for 2024: 0.54% of average plan assets, higher than ~75% of peers. Employer contributions averaged $1,109 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.20% to 0.54%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is the 111th-largest of 411 plans among New Hampshire employers on file, and the 955th of 5,215 in retail trade. In 2024, employees put in $4.35 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$33,001,442
Participants with balances748
Active participants666
Employer contributions$738,490
Employee contributions$3,211,263
Employer contribution per active participant$1,109
Average account balance$44,120
Benefits paid to participants$2,863,877
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$33.0M · 748 accts · $738K emplr
2023$28.2M · 753 accts · $821K emplr
2022$22.3M · 750 accts · $783K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$76,465
Investment management$75,162
Audit (IQPA)$12,829
Total administrative$164,456
The Rugby Holdings LLC 401(k) match · 2024
Employer contribution per active participant$1,109
Median for plans this size$2,416
2024$1,109 per active participant
2023$1,271 per active participant
2022$1,187 per active participant

Rugby Holdings LLC's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$76,465
DS INVESTMENT ADVISORS · Investment advisory (plan)$75,162
CLIFTONLARSONALLEN LLP · Accounting / audit$12,829

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$164,456 · 0.54%
2023$123,890 · 0.49%
2022$46,402 · 0.20%
Similar plansRetail Trade · New Hampshire
Hgl-Lbm Holdings LLC NH$58.1M · 0.21%
Hgl-Lbm Holdings LLC NH$44.3M · 0.24%
Belletete's, Inc. NH$36.4M · 0.31%
Grappone Mgmt. Co., Inc. NH$35.8M · 0.29%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 812554323 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.