Plan Ledger DOL Form 5500 · updated monthly

Ruby-Collins, Inc.401(k)

RUBY-COLLINS, INC. 401(K) RETIREMENT PLAN · SMYRNA, GA · plan year 2022

Reported admin expense ratio · 2022
0.93%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Ruby-Collins, Inc. reported $21,503 in plan administrative expenses for 2022: 0.93% of average plan assets, higher than ~75% of peers. Employer contributions averaged $972 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

The plan sits in the $1M–$10M size bracket, benchmarked here against 30,021 comparable plans and shown alongside other construction employers. By assets it is among the smaller plans on file in Georgia (1,884th of 2,160), and 4,680th of 5,337 in construction. In 2022, employees put in $2.56 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$2,467,440
Participants with balances63
Active participants187
Employer contributions$181,806
Employee contributions$465,718
Employer contribution per active participant$972
Average account balance$39,166
Benefits paid to participants$45,845
Plan auditUnmodified (clean) audit opinion
AuditorWILSON LEWIS
The Ruby-Collins, Inc. 401(k) match · 2022
Employer contribution per active participant$972
Median for plans this size$1,114

Ruby-Collins, Inc.'s 2022 employer contribution ran below the $1,114 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2022 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history1
2022$21,503 · 0.93%
Same employer
Similar plansConstruction · Georgia
Property Masters, Inc GA$3.1M · 0.38%
The Roof Depot, Inc. GA$2.7M · 0.71%
50FLOOR, LLC GA$2.5M · 1.70%

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Source: U.S. Department of Labor, Form 5500 series, EIN 610709337 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.