Plan Ledger DOL Form 5500 · updated monthly

Rtm & Associates, Inc.401(k)

RTM & ASSOCIATES, INC. PROFIT SHARING/401(K) PLAN · SCHAUMBURG, IL · plan year 2024

Reported admin expense ratio · 2024
0.48%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Rtm & Associates, Inc. reported $156,098 in plan administrative expenses for 2024: 0.48% of average plan assets, higher than ~75% of peers. Employer contributions averaged $2,318 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.55% to 0.48%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other professional & technical services employers. By assets it is the 1,105th-largest of 3,702 plans among Illinois employers on file, and the 3,323rd of 11,654 in professional & technical services. In 2024, employees put in $3.10 for every $1.00 the employer contributed; active participation has grown from 286 to 512 since 2022.

Plan summary
Net assets, end of year$39,651,863
Participants with balances555
Active participants512
Employer contributions$1,187,029
Employee contributions$3,682,374
Employer contribution per active participant$2,318
Average account balance$71,445
Benefits paid to participants$1,544,234
Plan auditUnmodified (clean) audit opinion
AuditorFGMK, LLC
Plan history3
Yearassets · accounts · employer contribution
2024$39.7M · 555 accts · $1.2M emplr
2023$25.3M · 406 accts · $844K emplr
2022$18.6M · 312 accts · $575K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$79,974
Investment management$76,124
Total administrative$156,098
The Rtm & Associates, Inc. 401(k) match · 2024
Employer contribution per active participant$2,318
Median for plans this size$2,416
2024$2,318 per active participant
2023$2,431 per active participant
2022$2,010 per active participant

Rtm & Associates, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
JOHN HANCOCK LIFE INS CO USA · Recordkeeping · Investment management$57,295
WINTRUST INVESTMENTS LLC · Investment advisory (plan)$76,124
RETIREMENT PLAN CONSULTANTS INC. · Contract administrator · Other services$22,679

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024John Hancock
2023John Hancock

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$156,098 · 0.48%
2023$120,251 · 0.55%
2022$96,077 · 0.55%
Similar plansProfessional & Technical Services · Illinois
Patrick Engineering, Inc. IL$40.8M · 0.30%
Pctel, Inc. IL$39.0M · 0.30%
Porte Brown LLC IL$38.8M · 0.06%
Q-Centrix LLC IL$38.7M · 0.31%

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Source: U.S. Department of Labor, Form 5500 series, EIN 363129785 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.