Plan Ledger DOL Form 5500 · updated monthly

Royal Plywood Company, LLC401(k)

ROYAL PLYWOOD CO., LLC PROFIT SHARING PLAN · CERRITOS, CA · plan year 2025

Reported admin expense ratio · 2025
0.02%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Royal Plywood Company, LLC reported $3,250 in plan administrative expenses for 2025: 0.02% of average plan assets, lower than ~75% of peers. Employer contributions averaged $1,784 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.01% to 0.02%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other wholesale trade employers. By assets it is the 3,293rd-largest of 9,483 plans among California employers on file, and the 1,689th of 4,246 in wholesale trade. In 2025, employees put in $3.71 for every $1.00 the employer contributed; active participation has grown from 193 to 228 since 2022.

Plan summary
Net assets, end of year$22,916,299
Participants with balances261
Active participants228
Employer contributions$406,671
Employee contributions$1,508,268
Employer contribution per active participant$1,784
Average account balance$87,802
Benefits paid to participants$2,594,621
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$22.9M · 261 accts · $407K emplr
2024$20.4M · 240 accts · $382K emplr
2023$16.9M · 231 accts · $342K emplr
2022$14.7M · 216 accts · $298K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$3,250
Total administrative$3,250
The Royal Plywood Company, LLC 401(k) match · 2025
Employer contribution per active participant$1,784
Median for plans this size$2,666
2025$1,784 per active participant
2024$1,691 per active participant
2023$1,773 per active participant
2022$1,544 per active participant

Royal Plywood Company, LLC's 2025 employer contribution ran below the $2,666 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$3,250
WELLS FARGO CLEARING SERVICES LLCindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$3,250 · 0.02%
2024$3,759 · 0.02%
2023$5,919 · 0.04%
2022$2,268 · 0.01%
Same employer
Similar plansWholesale Trade · California
Seescan, Inc. CA$23.3M · 0.37%
Dynasty Footwear Limited CA$22.9M · 0.01%
Ktm North America, Inc. CA$22.9M · 0.59%
Norman International, Inc. CA$22.9M · 0.49%
Intex Corp. CA$22.8M · 0.11%
Spireon, Inc. CA$22.7M · 0.51%

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Source: U.S. Department of Labor, Form 5500 series, EIN 330836835 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.