Plan Ledger DOL Form 5500 · updated monthly

Rough Rock School Board, Inc.401(k)

ROUGH ROCK SCHOOL BOARD, INC. 401(K) PLAN · CHINLE, AZ · plan year 2024

Reported admin expense ratio · 2024
1.77%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Rough Rock School Board, Inc. reported $41,707 in plan administrative expenses for 2024: 1.77% of average plan assets, higher than ~90% of peers. Employer contributions averaged $863 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 1.77%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other educational services employers. By assets it is among the smaller plans on file in Arizona (1,013th of 1,285), and 2,795th of 3,091 in educational services. In 2024, the employer put in $1.25 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$2,495,530
Participants with balances225
Active participants225
Employer contributions$194,078
Employee contributions$155,803
Employer contribution per active participant$863
Average account balance$11,091
Benefits paid to participants$240,504
Plan auditUnmodified (clean) audit opinion
AuditorN/A - INDIAN TRIBAL GOVERNMENT PLAN
Plan history3
Yearassets · accounts · employer contribution
2024$2.5M · 225 accts · $194K emplr
2023$2.2M · 228 accts · $154K emplr
2022$1.9M · 228 accts · $164K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$15,816
Investment management$25,891
Total administrative$41,707
The Rough Rock School Board, Inc. 401(k) match · 2024
Employer contribution per active participant$863
Median for plans this size$1,313
2024$863 per active participant
2023$677 per active participant
2022$717 per active participant

Rough Rock School Board, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
JOHN HANCOCK LIFE INSURANCE COMPANY · Recordkeeping · Investment management$1,460
BLUE CRAB PARTNERS, LLC · Investment advisory (participants)$25,891

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024John Hancock
2023John Hancock

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$41,707 · 1.77%
2023$36,015 · 1.76%
2022$31,222 · 1.85%
Similar plansEducational Services · Arizona
Choice Academies, Inc. AZ$2.9M · 1.05%
Bryan University, LLC AZ$2.3M · 0.62%
Accel AZ$2.1M · 1.08%
Stormwind, LLC AZ$2.0M · 0.57%

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Source: U.S. Department of Labor, Form 5500 series, EIN 860204532 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.