Plan Ledger DOL Form 5500 · updated monthly

Rotterdam Ventures, Inc.401(k)

ROTTERDAM VENTURES, INC. EMPLOYEES SAVINGS PLAN AND TRUST · SCHENECTADY, NY · plan year 2025

Reported admin expense ratio · 2025
0.34%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Rotterdam Ventures, Inc. reported $53,375 in plan administrative expenses for 2025: 0.34% of average plan assets, above the peer median. Employer contributions averaged $2,461 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.44% to 0.34%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other real estate & leasing employers. By assets it is the 2,743rd-largest of 5,648 plans among New York employers on file, and the 759th of 2,096 in real estate & leasing. In 2025, employees put in $2.27 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$17,243,700
Participants with balances131
Active participants145
Employer contributions$356,813
Employee contributions$809,678
Employer contribution per active participant$2,461
Average account balance$131,631
Benefits paid to participants$436,015
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$17.2M · 131 accts · $357K emplr
2024$14.2M · 127 accts · $331K emplr
2023$12.2M · 127 accts · $304K emplr
2022$10.6M · 121 accts · $294K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$17,891
Investment management$27,424
Audit (IQPA)$8,060
Total administrative$53,375
The Rotterdam Ventures, Inc. 401(k) match · 2025
Employer contribution per active participant$2,461
Median for plans this size$2,666
2025$2,461 per active participant
2024$2,413 per active participant
2023$2,109 per active participant
2022$2,101 per active participant

Rotterdam Ventures, Inc.'s 2025 employer contribution ran below the $2,666 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20254
MORGAN STANLEY GLOBAL BANKING OPERA · Recordkeeping · Trustee$32,187
ADP, INC. · Recordkeeping · Loan processing$8,123
CARON & BLETZER, PLLC · Recordkeeping$8,060
ADP BROKER-DEALERindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2025ADP, CARON & BLETZER, PLLC, Morgan Stanley
2024ADP, Morgan Stanley

This plan has changed recordkeepers within these filings. If you left Rotterdam Ventures, Inc. before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$53,375 · 0.34%
2024$72,331 · 0.55%
2023$54,804 · 0.48%
2022$60,488 · 0.44%
Same employer
Similar plansReal Estate & Leasing · New York
Rockrose Development, LLC NY$18.2M · 0.13%
Postworks New York, LLC NY$17.4M · 0.12%
Gotham Operations, LLC NY$17.3M · 0.37%
Fsc Realty Management LLC NY$16.4M · 0.25%
Jrd Maxx Properties NY$16.2M · 0.24%
Muss Development, LLC NY$16.1M · 0.15%
Dovedale Sales Corp. NY$16.0M · 0.34%

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Source: U.S. Department of Labor, Form 5500 series, EIN 221865964 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.