Plan Ledger DOL Form 5500 · updated monthly

Rotschy, Inc.401(k)

ROTSCHY, INC. 401(K) PLAN · VANCOUVER, WA · plan year 2024

Reported admin expense ratio · 2024
0.68%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Rotschy, Inc. reported $152,884 in plan administrative expenses for 2024: 0.68% of average plan assets, higher than ~90% of peers. Employer contributions averaged $3,990 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.68%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other construction employers. By assets it is the 594th-largest of 1,714 plans among Washington employers on file, and the 1,730th of 5,337 in construction. In 2024, the employer put in $1.19 for every $1.00 employees contributed themselves; active participation has grown from 445 to 521 since 2022.

Plan summary
Net assets, end of year$25,145,163
Participants with balances545
Active participants521
Employer contributions$2,078,530
Employee contributions$1,748,906
Employer contribution per active participant$3,990
Average account balance$46,138
Benefits paid to participants$1,396,537
Plan auditUnmodified (clean) audit opinion
AuditorVERITY ACCOUNTANCY, PC
Plan history3
Yearassets · accounts · employer contribution
2024$25.1M · 545 accts · $2.1M emplr
2023$19.8M · 509 accts · $1.8M emplr
2022$15.7M · 478 accts · $1.4M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$62,566
Investment management$90,318
Total administrative$152,884
The Rotschy, Inc. 401(k) match · 2024
Employer contribution per active participant$3,990
Median for plans this size$2,416
2024$3,990 per active participant
2023$3,973 per active participant
2022$3,124 per active participant

Rotschy, Inc.'s 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
FIRST PACIFIC FINANCIAL INC · Investment advisory (plan)$74,212
PENSION PLAN SPECIALISTS, PC · Contract administrator$31,448
EMPOWER ADVISORY GROUP, LLC · Investment management$16,106

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$152,884 · 0.68%
2023$121,935 · 0.69%
2022$117,034 · 0.71%
Same employer
Similar plansConstruction · Washington
Naes Corporation WA$31.4M · 0.10%
Northwest Cascade, Inc. WA$30.9M · 0.28%
Bayley Construction WA$27.9M · 0.31%
Quigg Bros., Inc. WA$25.1M · 0.27%
Imco General Construction WA$21.7M · 0.30%
Holaday-Parks, Inc. WA$21.2M · 0.03%

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Source: U.S. Department of Labor, Form 5500 series, EIN 911420205 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.