Plan Ledger DOL Form 5500 · updated monthly

Ross Stores, Inc.401(k)

ROSS STORES, INC. 401(K) SAVINGS PLAN · DUBLIN, CA · plan year 2024

Reported admin expense ratio · 2024
0.06%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Ross Stores, Inc. reported $562,955 in plan administrative expenses for 2024: 0.06% of average plan assets, below the peer median. Employer contributions averaged $501 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.07% to 0.06%. The plan sits in the $250M–$1B size bracket, benchmarked here against 2,883 comparable plans and shown alongside other retail trade employers. By assets it is the 134th-largest of 9,483 plans among California employers on file, and the 62nd of 5,215 in retail trade. In 2024, employees put in $2.09 for every $1.00 the employer contributed; active participation has grown from 50,399 to 56,638 since 2022.

Plan summary
Net assets, end of year$1,009,435,393
Participants with balances15,631
Active participants56,638
Employer contributions$28,368,202
Employee contributions$59,403,351
Employer contribution per active participant$501
Average account balance$64,579
Benefits paid to participants$80,902,998
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$1.0B · 15,631 accts · $28.4M emplr
2023$872.2M · 14,688 accts · $26.7M emplr
2022$721.5M · 14,046 accts · $24.7M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$562,955
Total administrative$562,955
The Ross Stores, Inc. 401(k) match · 2024
Employer contribution per active participant$501
Median for plans this size$4,294
2024$501 per active participant
2023$506 per active participant
2022$490 per active participant

Ross Stores, Inc.'s 2024 employer contribution ran below the $4,294 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$659,330

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$562,955 · 0.06%
2023$536,621 · 0.07%
2022$508,310 · 0.07%
Same employer
Similar plansRetail Trade · California
Trader Joe's Company CA$3.2B · 0.02%
Gap Inc. CA$2.6B · 0.06%
Ebay Inc. CA$2.0B · 0.01%
The Save Mart Companies CA$993.0M · 0.11%
Williams-Sonoma, Inc. CA$882.6M · 0.08%
Raley's CA$639.7M · 0.11%
Sephora USA Inc. CA$600.1M · 0.22%

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Source: U.S. Department of Labor, Form 5500 series, EIN 941390387 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.