Plan Ledger DOL Form 5500 · updated monthly

Roskam Baking Company401(k)

ROSKAM BAKING COMPANY SALARIED EMPLOYEES' RETIREMENT SAVINGS PLAN · GRAND RAPIDS, MI · plan year 2022

Reported admin expense ratio · 2022
0.46%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Roskam Baking Company reported $130,676 in plan administrative expenses for 2022: 0.46% of average plan assets, higher than ~75% of peers. Employer contributions averaged $4,083 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

The plan sits in the $10M–$50M size bracket, benchmarked here against 26,806 comparable plans and shown alongside other manufacturing employers. By assets it is the 885th-largest of 2,619 plans among Michigan employers on file, and the 5,130th of 13,661 in manufacturing. In 2022, employees put in $1.59 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$25,002,958
Participants with balances194
Active participants198
Employer contributions$808,522
Employee contributions$1,284,458
Employer contribution per active participant$4,083
Average account balance$128,881
Benefits paid to participants$4,100,943
Plan auditUnmodified (clean) audit opinion
Plan history2
Yearassets · accounts · employer contribution
2023$0 · $289K emplr
2022$25.0M · 194 accts · $809K emplr
Administrative expenses, itemized · 2022
Recordkeeping & contract admin$130,676
Total administrative$130,676
The Roskam Baking Company 401(k) match · 2022
Employer contribution per active participant$4,083
Median for plans this size$2,266

Roskam Baking Company's 2022 employer contribution ran above the $2,266 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2022 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history2
2023Not separately reported
2022$130,676 · 0.46%
All plans at this employer2
ROSKAM BAKING COMPANY SALARIED EMPLOYEES' RETIREMENT SAVINGS PLAN401(k)
ROSKAM BAKING COMPANY HOURLY EMPLOYEES' RETIREMENT SAVINGS PLAN401(k)
Same employer
Similar plansManufacturing · Michigan
Commercial Tool & Die, Inc. MI$25.2M · 0.35%
Rhetech, LLC MI$25.1M · 0.02%
A & D Technology, Inc. MI$25.0M · 0.23%
C. Thorrez Industries, Inc. MI$25.0M · 0.15%
Howard Miller Company MI$25.0M · 0.38%
Incoe Corporation MI$24.9M · 0.02%
Gonzalez Production Systems MI$24.7M · 0.01%

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Source: U.S. Department of Labor, Form 5500 series, EIN 381341912 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.