Plan Ledger DOL Form 5500 · updated monthly

Rose Medical401(k)

ROSE MEDICAL 401K PLAN AND TRUST · GRAND RAPIDS, MI · plan year 2025

Reported admin expense ratio · 2025
0.06%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

Rose Medical reported $3,660 in plan administrative expenses for 2025: 0.06% of average plan assets, lower than ~75% of peers. Employer contributions averaged $2,715 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.04% to 0.06%. The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other manufacturing employers. By assets it is among the smaller plans on file in Michigan (1,782nd of 2,619), and 10,126th of 13,661 in manufacturing. In 2025, employees put in $2.21 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$7,083,731
Participants with balances182
Active participants142
Employer contributions$385,468
Employee contributions$850,477
Employer contribution per active participant$2,715
Average account balance$38,922
Benefits paid to participants$312,461
Plan auditUnmodified (clean) audit opinion
AuditorPLANCHECK CPAS LLC
Plan history3
Yearassets · accounts · employer contribution
2025$7.1M · 182 accts · $385K emplr
2024$5.2M · 176 accts · $324K emplr
2023$3.8M · 170 accts · $306K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$3,660
Total administrative$3,660
The Rose Medical 401(k) match · 2025
Employer contribution per active participant$2,715
Median for plans this size$1,464
2025$2,715 per active participant
2024$2,548 per active participant
2023$2,321 per active participant

Rose Medical's 2025 employer contribution ran above the $1,464 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
ADP, INC. · Recordkeeping$3,457
ADP BROKER-DEALER · Other servicesindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025ADP
2024ADP
2023ADP

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2025$3,660 · 0.06%
2024$2,115 · 0.05%
2023$1,112 · 0.04%
Similar plansManufacturing · Michigan
Reed City Group, LLC MI$7.3M · 0.68%
Greene Group Industries MI$7.2M · 0.63%
Acemco Incorporated MI$7.1M · 0.60%
Kenona Industries LLC MI$7.0M · 0.78%
Technique, Inc. MI$7.0M · 0.58%
Wilko Plastics Inc. MI$6.9M · 0.38%
Cs Manufacturing, Inc. MI$6.9M · 0.83%

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Source: U.S. Department of Labor, Form 5500 series, EIN 383432754 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.