Plan Ledger DOL Form 5500 · updated monthly

Rooms to Go401(k)

ROOMS TO GO RETIREMENT PLAN · BAYAMON, PR · plan year 2024

Reported admin expense ratio · 2024
0.10%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Rooms to Go reported $5,044 in plan administrative expenses for 2024: 0.10% of average plan assets, lower than ~75% of peers. Employer contributions averaged $293 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.103%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in PR (175th of 323), and 3,675th of 5,215 in retail trade. In 2024, employees put in $5.18 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$5,314,493
Participants with balances225
Active participants221
Employer contributions$64,756
Employee contributions$335,702
Employer contribution per active participant$293
Average account balance$23,620
Benefits paid to participants$117,755
Plan auditUnmodified (clean) audit opinion
AuditorPAGAN & PAGAN CPA GROUP LLC
Plan history3
Yearassets · accounts · employer contribution
2024$5.3M · 225 accts · $65K emplr
2023$4.4M · 224 accts · $66K emplr
2022$3.6M · $66K emplr
The Rooms to Go 401(k) match · 2024
Employer contribution per active participant$293
Median for plans this size$1,313
2024$293 per active participant
2023$301 per active participant
2022$303 per active participant

Rooms to Go's 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
PENSION ADMINISTRATORS GROUP, INC. · Recordkeepingindirect comp
FIDELITY INVESTMENTS · Investment managementindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024PENSION ADMINISTRATORS GROUP, INC.
2023PENSION ADMINISTRATORS GROUP, INC.

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$5,044 · 0.10%
2023$5,332 · 0.13%
2022$3,957 · 0.10%
Same employer
Similar plansRetail Trade · PR
Motorambar, Inc. PR$8.1M · 0.44%
Autokirei LLC PR$7.4M · 0.14%
Cesar Castillo LLC PR$6.0M · 0.02%
Vph Motor Corp PR$5.4M · 0.46%
Humberto Vidal, Inc. PR$4.6M · 0.69%
Pueblo Inc. PR$4.3M · 0.06%

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Source: U.S. Department of Labor, Form 5500 series, EIN 660562251 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.