Plan Ledger DOL Form 5500 · updated monthly

Roofstock, Inc.401(k)

ROOFSTOCK 401(K) PLAN · OAKLAND, CA · plan year 2023

Reported admin expense ratio · 2023
0.20%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Roofstock, Inc. reported $23,720 in plan administrative expenses for 2023: 0.20% of average plan assets, below the peer median. Employer contributions averaged $0 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 1 year on file its reported administrative ratio fell from 0.77% to 0.20%. The plan sits in the $10M–$50M size bracket, benchmarked here against 26,779 comparable plans and shown alongside other professional & technical services employers. By assets it is the 4,575th-largest of 9,483 plans among California employers on file, and 6,831st of 11,654 in professional & technical services.

Plan summary
Net assets, end of year$13,982,543
Participants with balances436
Active participants303
Employer contributions$0
Employee contributions$3,229,042
Employer contribution per active participant$0
Average account balance$32,070
Benefits paid to participants$2,755,401
Plan auditUnmodified (clean) audit opinion
Plan history2
Yearassets · accounts · employer contribution
2023$14.0M · 436 accts
2022$10.2M · 732 accts
Administrative expenses, itemized · 2023
Recordkeeping & contract admin$23,720
Total administrative$23,720
The Roofstock, Inc. 401(k) match · 2023
Employer contribution per active participant$0
Median for plans this size$2,440

Roofstock, Inc.'s 2023 employer contribution ran below the $2,440 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20231
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$23,722

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history2
2023$23,720 · 0.20%
2022$66,106 · 0.77%
Same employer
Similar plansProfessional & Technical Services · California
Aha! Labs Inc. CA$14.1M · 0.01%
Tapjoy, Inc. CA$14.0M · 0.25%
B-Stock Solutions, Inc. CA$14.0M · 0.05%
Soaprojects, Inc. CA$13.9M · 0.12%

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Source: U.S. Department of Labor, Form 5500 series, EIN 471248764 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.