Plan Ledger DOL Form 5500 · updated monthly

Romain Buick, Inc.401(k)

UNITED COMPANIES 401(K) PLAN · EVANSVILLE, IN · plan year 2024

Reported admin expense ratio · 2024
0.77%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Romain Buick, Inc. reported $105,445 in plan administrative expenses for 2024: 0.77% of average plan assets, higher than ~90% of peers. Employer contributions averaged $1,431 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.63% to 0.77%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is the 722nd-largest of 1,562 plans among Indiana employers on file, and the 1,924th of 5,215 in retail trade. In 2024, employees put in $4.11 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$14,819,270
Participants with balances230
Active participants197
Employer contributions$281,963
Employee contributions$1,157,526
Employer contribution per active participant$1,431
Average account balance$64,432
Benefits paid to participants$890,686
Plan auditUnmodified (clean) audit opinion
AuditorWEINZAPFEL & CO., LLC
Plan history3
Yearassets · accounts · employer contribution
2024$14.8M · 230 accts · $282K emplr
2023$12.6M · 230 accts · $265K emplr
2022$10.0M · 241 accts · $250K emplr
Administrative expenses, itemized · 2024
Investment management$105,445
Total administrative$105,445
The Romain Buick, Inc. 401(k) match · 2024
Employer contribution per active participant$1,431
Median for plans this size$2,416
2024$1,431 per active participant
2023$1,320 per active participant
2022$1,353 per active participant

Romain Buick, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20245
MERRILL LYNCH PIERCE FENNER & SMITH · Investment advisory (plan)$27,103
WARREN AVERETT BENEFIT CONSULTANTS · Contract administrator$23,533
EMPOWER ADVISORY GROUP LLC · Investment management$11,683
FIFTH THIRD BANK$4,355

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$105,445 · 0.77%
2023$53,690 · 0.47%
2022$69,304 · 0.63%
Similar plansRetail Trade · Indiana
O'Daniel Automotive, Inc. IN$16.0M · 0.50%
Glenbrook Dodge, Inc. IN$15.7M · 0.38%
Lids Holdings Inc. IN$14.5M · 1.07%
Basney Imports, Inc. IN$14.2M · 0.06%
Aaag Holdings, Inc. IN$14.1M · 0.13%

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Source: U.S. Department of Labor, Form 5500 series, EIN 351687995 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.