Plan Ledger DOL Form 5500 · updated monthly

Rocky Mountain Human Services403(b)

ROCKY MOUNTAIN HUMAN SERVICES RETIREMENT PLAN · DENVER, CO · plan year 2024

Reported admin expense ratio · 2024
0.50%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Rocky Mountain Human Services reported $127,995 in plan administrative expenses for 2024: 0.50% of average plan assets, higher than ~75% of peers. Employer contributions averaged $1,638 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.50%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other health care & social assistance employers. By assets it is the 405th-largest of 1,461 plans among Colorado employers on file, and the 3,005th of 11,911 in health care & social assistance. In 2024, employees put in $1.72 for every $1.00 the employer contributed; active participation has grown from 560 to 694 since 2022.

Plan summary
Net assets, end of year$26,923,212
Participants with balances851
Active participants694
Employer contributions$1,136,959
Employee contributions$1,956,953
Employer contribution per active participant$1,638
Average account balance$31,637
Benefits paid to participants$3,612,001
Plan auditUnmodified (clean) audit opinion
AuditorKUNDINGER, CORDER & MONTOYA, P.C.
Plan history3
Yearassets · accounts · employer contribution
2024$26.9M · 851 accts · $1.1M emplr
2023$24.0M · 734 accts · $1.1M emplr
2022$21.5M · 735 accts · $1.0M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$66,284
Investment management$61,711
Total administrative$127,995
Employer contributions to the Rocky Mountain Human Services plan · 2024
Employer contribution per active participant$1,638
Median for plans this size$2,416
2024$1,638 per active participant
2023$1,916 per active participant
2022$1,824 per active participant

Rocky Mountain Human Services's 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$66,284
MORGAN STANLEY WEALTH MANAGEMNT · Investment advisory (plan)$63,535
MORGAN STANLEY GLOBAL BA · Investment advisory (plan)$61,728
MORNINGSTAR INVESTMENT MANAGEMENT L · Investment advisory (participants)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$127,995 · 0.50%
2023$102,360 · 0.45%
2022$97,940 · 0.49%
Same employer
Similar plansHealth Care & Social Assistance · Colorado
Allhealth Network CO$27.4M · 0.01%

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Source: U.S. Department of Labor, Form 5500 series, EIN 841182143 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.