Plan Ledger DOL Form 5500 · updated monthly

Roche Bros. Supermarkets, Co.401(k)

ROCHE BROS. 401(K) AND PROFIT SHARING PLAN · MANSFIELD, MA · plan year 2023

Reported admin expense ratio · 2023
0.21%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Roche Bros. Supermarkets, Co. reported $400,743 in plan administrative expenses for 2023: 0.21% of average plan assets, above the peer median. Employer contributions averaged $1,378 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 1 year on file its reported administrative ratio rose from 0.20% to 0.21%. The plan sits in the $50M–$250M size bracket, benchmarked here against 9,317 comparable plans and shown alongside other retail trade employers. By assets it is the 251st-largest of 2,726 plans among Massachusetts employers on file, and the 210th of 5,215 in retail trade. In 2023, employees put in $1.28 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$206,910,163
Participants with balances2,151
Active participants2,604
Employer contributions$3,588,832
Employee contributions$4,607,345
Employer contribution per active participant$1,378
Average account balance$96,193
Benefits paid to participants$17,803,152
Plan auditUnmodified (clean) audit opinion
Plan history2
Yearassets · accounts · employer contribution
2023$206.9M · 2,151 accts · $3.6M emplr
2022$172.9M · 2,077 accts · $2.8M emplr
Administrative expenses, itemized · 2023
Recordkeeping & contract admin$258,616
Investment management$115,352
Audit (IQPA)$26,775
Total administrative$400,743
The Roche Bros. Supermarkets, Co. 401(k) match · 2023
Employer contribution per active participant$1,378
Median for plans this size$3,659
2023$1,378 per active participant
2022$1,115 per active participant

Roche Bros. Supermarkets, Co.'s 2023 employer contribution ran below the $3,659 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20236
TRANSAMERICA RETIREMENT SOLUTIONS · Claims processing · Recordkeeping$258,616
ROYAL ALLIANCE ASSOCIATES · Consulting$115,352
CLIFTON LARSON ALLEN, LLP · Accounting / audit$18,900
RSM US LLP · Accounting / audit$7,875
NATIONAL FINANCIAL SERVICES · Securities brokerageindirect comp
MID ATLANTIC CAPITAL CORPORATION · Securities brokerageindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history2
2023$400,743 · 0.21%
2022$337,544 · 0.20%
Same employer
Similar plansRetail Trade · Massachusetts
Big Y Foods, Inc. MA$573.8M · 0.12%
Usr Parent Inc. MA$404.6M · 0.13%
Eg Retail (America) LLC MA$337.9M · 0.20%
The Talbots LLC MA$236.6M · 0.26%
W. B. Mason Co. Inc. MA$204.9M · 0.21%
Jordans Furniture, Inc. MA$169.3M · 0.18%
Destination Xl Group, Inc. MA$107.3M · 0.27%

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Source: U.S. Department of Labor, Form 5500 series, EIN 042264124 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.