Plan Ledger DOL Form 5500 · updated monthly

Ro-Sal Plumbing & Heating, Inc.401(k)

RO-SAL PLUMBING & HEATING, INC. INCENTIVE SAVINGS TRUST · WOODHAVEN, NY · plan year 2024

Reported admin expense ratio · 2024
0.39%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Ro-Sal Plumbing & Heating, Inc. reported $39,955 in plan administrative expenses for 2024: 0.39% of average plan assets, above the peer median. Employer contributions averaged $8,743 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.42% to 0.39%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other construction employers. By assets it is among the smaller plans on file in New York (3,468th of 5,648), and 2,943rd of 5,337 in construction. In 2024, the employer put in $2.03 for every $1.00 employees contributed themselves; active participation has grown from 68 to 79 since 2022.

Plan summary
Net assets, end of year$11,081,546
Participants with balances112
Active participants79
Employer contributions$690,730
Employee contributions$340,901
Employer contribution per active participant$8,743
Average account balance$98,942
Benefits paid to participants$409,827
Plan auditUnmodified (clean) audit opinion
AuditorHOBERMAN & LESSER CPAS, LLP
Plan history3
Yearassets · accounts · employer contribution
2024$11.1M · 112 accts · $691K emplr
2023$9.5M · 120 accts · $590K emplr
2022$7.6M · 112 accts · $536K emplr
Administrative expenses, itemized · 2024
Investment management$39,955
Total administrative$39,955
The Ro-Sal Plumbing & Heating, Inc. 401(k) match · 2024
Employer contribution per active participant$8,743
Median for plans this size$2,416
2024$8,743 per active participant
2023$8,313 per active participant
2022$7,889 per active participant

Ro-Sal Plumbing & Heating, Inc.'s 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
ASCENSUS, LLC · Custodial (securities)$20,087
MORGAN STANLEY$23,081

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$39,955 · 0.39%
2023$35,253 · 0.41%
2022$34,398 · 0.42%
Similar plansConstruction · New York
Mega Contracting Group LLC NY$11.5M · 0.08%
Taconic Builders, Inc. NY$11.5M · 0.46%
Stone Source, LLC. NY$11.3M · 0.87%
Volmar Construction, Inc NY$11.2M · 0.18%
Cci Companies, Inc. NY$10.9M · 0.39%

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Source: U.S. Department of Labor, Form 5500 series, EIN 133414168 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.