Plan Ledger DOL Form 5500 · updated monthly

Ro-Mac Lumber & Supply, Inc.401(k)

RO-MAC LUMBER & SUPPLY, INC. 401(K) PLAN · LEESBURG, FL · plan year 2024

Reported admin expense ratio · 2024
0.55%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Ro-Mac Lumber & Supply, Inc. reported $58,862 in plan administrative expenses for 2024: 0.55% of average plan assets, higher than ~75% of peers. Employer contributions averaged $1,242 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.42% to 0.55%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is the 1,609th-largest of 3,644 plans among Florida employers on file, and the 2,306th of 5,215 in retail trade. In 2024, employees put in $2.82 for every $1.00 the employer contributed; active participation has grown from 273 to 327 since 2022.

Plan summary
Net assets, end of year$11,788,853
Participants with balances400
Active participants327
Employer contributions$406,296
Employee contributions$1,144,706
Employer contribution per active participant$1,242
Average account balance$29,472
Benefits paid to participants$384,873
Plan auditUnmodified (clean) audit opinion
AuditorBERMAN HOPKINS WRIGHT & LAHAM LLP
Plan history3
Yearassets · accounts · employer contribution
2024$11.8M · 400 accts · $406K emplr
2023$9.5M · 361 accts · $373K emplr
2022$7.5M · 313 accts · $316K emplr
Administrative expenses, itemized · 2024
Investment management$27,911
Total administrative$58,862
The Ro-Mac Lumber & Supply, Inc. 401(k) match · 2024
Employer contribution per active participant$1,242
Median for plans this size$2,416
2024$1,242 per active participant
2023$1,214 per active participant
2022$1,159 per active participant

Ro-Mac Lumber & Supply, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
AT RETIREMENT SERVICES, LLC · Claims processing · Recordkeeping$30,951
CREATIVE PLANNING INC. · Investment advisory (participants) · Investment advisory (plan)$27,911

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024AT RETIREMENT SERVICES, LLC
2023AT RETIREMENT SERVICES, LLC

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$58,862 · 0.55%
2023$40,204 · 0.47%
2022$31,550 · 0.42%
Same employer
Similar plansRetail Trade · Florida
Horton Holdings, LLC FL$12.2M · 0.45%
Boniface & Company, Inc. FL$12.0M · 0.51%
Alcora Corporation FL$11.7M · 0.63%
Shoes for Crews LLC FL$11.7M · 0.60%
Lokey Oldsmobile, Inc. FL$11.6M · 0.39%

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Source: U.S. Department of Labor, Form 5500 series, EIN 590564454 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.