Plan Ledger DOL Form 5500 · updated monthly

Rivo Holdings, LLC401(k)

RIVO HOLDINGS, LLC 401K PLAN · SAN DIEGO, CA · plan year 2024

Reported admin expense ratio · 2024
1.03%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Rivo Holdings, LLC reported $39,352 in plan administrative expenses for 2024: 1.03% of average plan assets, higher than ~75% of peers. Employer contributions averaged $1,357 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.76% to 1.03%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other administrative & support services employers. By assets it is among the smaller plans on file in California (7,378th of 9,483), and 1,579th of 2,534 in administrative & support services. In 2024, employees put in $3.21 for every $1.00 the employer contributed; active participation has grown from 155 to 175 since 2022.

Plan summary
Net assets, end of year$4,023,032
Participants with balances192
Active participants175
Employer contributions$237,444
Employee contributions$762,508
Employer contribution per active participant$1,357
Average account balance$20,953
Benefits paid to participants$1,046,964
Plan auditUnmodified (clean) audit opinion
AuditorDAVID L. BUCK CPA
Plan history3
Yearassets · accounts · employer contribution
2024$4.0M · 192 accts · $237K emplr
2023$3.6M · 196 accts · $211K emplr
2022$2.4M · 173 accts · $186K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$20,486
Investment management$18,866
Total administrative$39,352
The Rivo Holdings, LLC 401(k) match · 2024
Employer contribution per active participant$1,357
Median for plans this size$1,313
2024$1,357 per active participant
2023$1,254 per active participant
2022$1,197 per active participant

Rivo Holdings, LLC's 2024 employer contribution ran above the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
ADP, INC. · Loan processing · Recordkeeping$20,485
PENSIONMARK FINANCIAL GROUP, LLC · Recordkeeping · Trustee$18,866
ADP BROKER-DEALERindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024ADP, PENSIONMARK FINANCIAL GROUP, LLC
2023ADP, PENSIONMARK FINANCIAL GROUP, LLC

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Administrative cost history3
2024$39,352 · 1.03%
2023$25,038 · 0.83%
2022$18,320 · 0.76%
Same employer
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A Plus Tree Incorporated CA$4.2M · 0.77%
Natures Image, Inc. CA$4.1M · 0.85%
Arborworks, Inc. CA$4.1M · 1.98%
Vcheck Global, LLC CA$4.0M · 0.66%
Swing Education, Inc. CA$3.8M · 0.56%
Suna Solutions, Inc. CA$3.7M · 1.41%

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Source: U.S. Department of Labor, Form 5500 series, EIN 273871751 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.