Plan Ledger DOL Form 5500 · updated monthly

Rivermaid Trading Company401(k)

RIVERMAID TRADING COMPANY 401(K) PROFIT SHARING PLAN · LODI, CA · plan year 2023

Reported admin expense ratio · 2023
0.54%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Rivermaid Trading Company reported $38,784 in plan administrative expenses for 2023: 0.54% of average plan assets, above the peer median. Employer contributions averaged $499 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 1 year on file its reported administrative ratio rose from 0.37% to 0.54%. The plan sits in the $1M–$10M size bracket, benchmarked here against 22,307 comparable plans and shown alongside other agriculture, forestry & fishing employers. By assets it is among the smaller plans on file in California (6,032nd of 9,483), and 522nd of 945 in agriculture, forestry & fishing. In 2023, employees put in $2.33 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$7,935,339
Participants with balances153
Active participants416
Employer contributions$207,491
Employee contributions$483,593
Employer contribution per active participant$499
Average account balance$51,865
Benefits paid to participants$197,334
Plan auditUnmodified (clean) audit opinion
Plan history2
Yearassets · accounts · employer contribution
2023$7.9M · 153 accts · $207K emplr
2022$6.4M · 149 accts · $220K emplr
Administrative expenses, itemized · 2023
Recordkeeping & contract admin$38,784
Total administrative$38,784
The Rivermaid Trading Company 401(k) match · 2023
Employer contribution per active participant$499
Median for plans this size$1,308
2023$499 per active participant
2022$566 per active participant

Rivermaid Trading Company's 2023 employer contribution ran below the $1,308 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history2
2023$38,784 · 0.54%
2022$34,542 · 0.37%
Similar plansAgriculture, Forestry & Fishing · California
Boskovich Farms, Inc. CA$8.7M · 0.64%
Bee Sweet Citrus, Inc. CA$8.3M · 1.36%
Bridge Group Hh, Inc. CA$8.1M · 0.99%
Bidart Bros. CA$8.0M · 0.56%
Robinson Enterprises Inc CA$7.7M · 0.81%
Blazerwilkinsongee, LLC CA$7.6M · 0.08%
Four Star Management, LLC CA$7.5M · 0.84%

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Source: U.S. Department of Labor, Form 5500 series, EIN 274704525 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.