Plan Ledger DOL Form 5500 · updated monthly

Rivera Consulting Group, Inc.401(k)

RCG 401(K) RETIREMENT SAVINGS PLAN · JEFFERSONVILLE, IN · plan year 2022

Reported admin expense ratio · 2022
0.72%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Rivera Consulting Group, Inc. reported $33,790 in plan administrative expenses for 2022: 0.72% of average plan assets, above the peer median. Employer contributions averaged $4,070 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 1 year on file its reported administrative ratio fell from 0.72% to 0.65%. The plan sits in the $1M–$10M size bracket, benchmarked here against 30,021 comparable plans and shown alongside other professional & technical services employers. By assets it is among the smaller plans on file in Indiana (1,235th of 1,562), and 10,090th of 11,654 in professional & technical services. In 2022, employees put in $2.74 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$4,202,550
Participants with balances110
Active participants36
Employer contributions$146,519
Employee contributions$401,515
Employer contribution per active participant$4,070
Average account balance$38,205
Benefits paid to participants$559,341
Plan auditUnmodified (clean) audit opinion
AuditorMCM CPAS & ADVISORS LLP
Plan history2
Yearassets · accounts · employer contribution
2023$3.1M · 77 accts · $104K emplr
2022$4.2M · 110 accts · $147K emplr
Administrative expenses, itemized · 2022
Recordkeeping & contract admin$25,190
Professional / advisory$8,600
Total administrative$33,790
The Rivera Consulting Group, Inc. 401(k) match · 2022
Employer contribution per active participant$4,070
Median for plans this size$1,114
2023$4,520 per active participant
2022$4,070 per active participant

Rivera Consulting Group, Inc.'s 2022 employer contribution ran above the $1,114 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2022 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history2
2023$23,731 · 0.65%
2022$33,790 · 0.72%
Similar plansProfessional & Technical Services · Indiana
Hobart Animal Clinic Inc IN$5.3M · 0.26%
G & H Wire Company, Inc. IN$4.6M · 0.06%
Tko Enterprises, Inc. IN$3.7M · 0.66%
Cik Enterprises, LLC IN$3.5M · 1.19%
Gentech Associates, Inc. IN$2.3M · 1.04%

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Source: U.S. Department of Labor, Form 5500 series, EIN 202863627 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.