Plan Ledger DOL Form 5500 · updated monthly

River Oaks Country Club401(k)

RIVER OAKS COUNTRY CLUB 401(K) RETIREMENT PLAN · HOUSTON, TX · plan year 2024

Reported admin expense ratio · 2024
0.28%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

River Oaks Country Club reported $72,025 in plan administrative expenses for 2024: 0.28% of average plan assets, below the peer median. Employer contributions averaged $2,615 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.30% to 0.28%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other arts, entertainment & recreation employers. By assets it is the 1,663rd-largest of 5,688 plans among Texas employers on file, and the 344th of 1,311 in arts, entertainment & recreation. In 2024, the employer put in $1.18 for every $1.00 employees contributed themselves; active participation has grown from 216 to 418 since 2022.

Plan summary
Net assets, end of year$27,034,352
Participants with balances398
Active participants418
Employer contributions$1,093,101
Employee contributions$929,123
Employer contribution per active participant$2,615
Average account balance$67,926
Benefits paid to participants$2,243,705
Plan auditUnmodified (clean) audit opinion
AuditorWITHUMSMITH BROWN PC
Plan history3
Yearassets · accounts · employer contribution
2024$27.0M · 398 accts · $1.1M emplr
2023$24.2M · 312 accts · $1.2M emplr
2022$19.5M · 303 accts · $651K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$34,952
Investment management$37,073
Total administrative$72,025
The River Oaks Country Club 401(k) match · 2024
Employer contribution per active participant$2,615
Median for plans this size$2,416
2024$2,615 per active participant
2023$5,503 per active participant
2022$3,013 per active participant

River Oaks Country Club's 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
CAMBRIDGE INVESTMENT RESEARCH · Investment advisory (plan)$37,061
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$34,952

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$72,025 · 0.28%
2023$61,453 · 0.28%
2022$66,023 · 0.30%
Same employer
Similar plansArts, Entertainment & Recreation · Texas
Houston Zoo, Inc. TX$28.2M · 0.43%
Houston Ballet Foundation TX$23.0M · 0.19%

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Source: U.S. Department of Labor, Form 5500 series, EIN 740865200 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.