Plan Ledger DOL Form 5500 · updated monthly

River Oak Center for Children403(b)

RIVER OAK CENTER FOR CHILDREN 403B PLAN · SACRAMENTO, CA · plan year 2024

Reported admin expense ratio · 2024
0.48%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

River Oak Center for Children reported $38,685 in plan administrative expenses for 2024: 0.48% of average plan assets, below the peer median. Employer contributions averaged $2,602 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.43% to 0.48%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in California (5,782nd of 9,483), and 6,113th of 11,911 in health care & social assistance. In 2024, employees put in $1.21 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$8,833,216
Participants with balances236
Active participants142
Employer contributions$369,426
Employee contributions$447,652
Employer contribution per active participant$2,602
Average account balance$37,429
Benefits paid to participants$293,972
Plan auditUnmodified (clean) audit opinion
AuditorHARRINGTON GROUP LLP
Plan history3
Yearassets · accounts · employer contribution
2024$8.8M · 236 accts · $369K emplr
2023$7.4M · 217 accts · $344K emplr
2022$6.8M · 203 accts · $314K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$3,011
Investment management$35,674
Total administrative$38,685
Employer contributions to the River Oak Center for Children plan · 2024
Employer contribution per active participant$2,602
Median for plans this size$1,313
2024$2,602 per active participant
2023$2,477 per active participant
2022$2,178 per active participant

River Oak Center for Children's 2024 employer contribution ran above the $1,313 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
AMERICAN UNITED LIFE INSURANCE CO · Recordkeeping · Loan processing$2,420
CAPFINANCIAL PARTNERS LLC · Investment advisory (participants) · Investment advisory (plan)$35,674
VALIC · Custodial (securities) · Investment advisory (participants)$1,191

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024OneAmerica
2023OneAmerica

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$38,685 · 0.48%
2023$33,956 · 0.48%
2022$30,874 · 0.43%
Same employer
Similar plansHealth Care & Social Assistance · California
Stanford Youth Solutions CA$8.9M · 0.56%
Alma Family Services CA$8.9M · 0.04%
Principles, Inc. CA$8.9M · 0.12%
Ck Franchising, Inc. CA$8.8M · 1.00%

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Source: U.S. Department of Labor, Form 5500 series, EIN 942519001 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.