Plan Ledger DOL Form 5500 · updated monthly

River Holding Company401(k)

RIVER HOLDING COMPANY RETIREMENT PLAN · LA CROSSE, WI · plan year 2024

Reported admin expense ratio · 2024
0.25%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

River Holding Company reported $23,577 in plan administrative expenses for 2024: 0.25% of average plan assets, below the peer median. Employer contributions averaged $2,226 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.36% to 0.25%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other construction employers. By assets it is among the smaller plans on file in Wisconsin (1,267th of 1,936), and 3,068th of 5,337 in construction. In 2024, employees put in $2.19 for every $1.00 the employer contributed; active participation has shrunk from 128 to 109 since 2022.

Plan summary
Net assets, end of year$10,171,823
Participants with balances130
Active participants109
Employer contributions$242,635
Employee contributions$531,997
Employer contribution per active participant$2,226
Average account balance$78,245
Benefits paid to participants$561,966
Plan auditUnmodified (clean) audit opinion
AuditorWIPFLI LLP
Plan history3
Yearassets · accounts · employer contribution
2024$10.2M · 130 accts · $243K emplr
2023$9.0M · 132 accts · $256K emplr
2022$7.7M · 127 accts · $237K emplr
Administrative expenses, itemized · 2024
Investment management$23,577
Total administrative$23,577
The River Holding Company 401(k) match · 2024
Employer contribution per active participant$2,226
Median for plans this size$1,313
2024$2,226 per active participant
2023$2,154 per active participant
2022$1,852 per active participant

River Holding Company's 2024 employer contribution ran above the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
SUPERIORUSA · Plan administrator$8,165
CETERA INVESTMENT SERVICES LLC · Other services$3,210
NATIONWIDE · Investment advisory (participants)$740
PROACCOUNT · Investment advisory (participants)$429

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$23,577 · 0.25%
2023$32,099 · 0.39%
2022$30,445 · 0.36%
Similar plansConstruction · Wisconsin
Push, Inc. WI$11.1M · 0.45%
Daar Engineering, Inc. WI$10.7M · 0.46%
Jack Walters & Sons Corp. WI$9.7M · 0.37%
Window Solutions, Inc. WI$9.5M · 1.37%

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Source: U.S. Department of Labor, Form 5500 series, EIN 391856815 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.