Plan Ledger DOL Form 5500 · updated monthly

Ripple Junction Design Co., Inc.401(k)

RIPPLE JUNCTION DESIGN CO., INC. 401(K) PROFIT SHARING PLAN · WEST CHESTER, OH · plan year 2024

Reported admin expense ratio · 2024
0.38%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Ripple Junction Design Co., Inc. reported $53,335 in plan administrative expenses for 2024: 0.38% of average plan assets, above the peer median. Employer contributions averaged $3,449 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.38%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is the 1,574th-largest of 3,295 plans among Ohio employers on file, and the 1,871st of 5,215 in retail trade. In 2024, employees put in $2.18 for every $1.00 the employer contributed; active participation has shrunk from 109 to 98 since 2022.

Plan summary
Net assets, end of year$15,359,358
Participants with balances138
Active participants98
Employer contributions$337,970
Employee contributions$737,405
Employer contribution per active participant$3,449
Average account balance$111,300
Benefits paid to participants$247,351
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$15.4M · 138 accts · $338K emplr
2023$12.6M · 139 accts · $353K emplr
2022$9.6M · 133 accts · $305K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$19,676
Investment management$29,896
Total administrative$53,335
The Ripple Junction Design Co., Inc. 401(k) match · 2024
Employer contribution per active participant$3,449
Median for plans this size$2,416
2024$3,449 per active participant
2023$3,100 per active participant
2022$2,794 per active participant

Ripple Junction Design Co., Inc.'s 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
PENSION CORPORATION OF AMERICA · Contract administrator · Recordkeeping$23,439
PCA INVESTMENT ADVISORY SERVICES · Investment advisory (participants) · Investment advisory (plan)$29,896

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024PENSION CORPORATION OF AMERICA
2023PENSION CORPORATION OF AMERICA

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Administrative cost history3
2024$53,335 · 0.38%
2023$40,870 · 0.37%
2022$39,644 · 0.39%
Same employer
Similar plansRetail Trade · Ohio
Ecs Tuning, LLC OH$16.8M · 0.19%
Blue Technologies, Inc. OH$16.3M · 0.41%
McCluskey Chevrolet, Inc. OH$16.2M · 0.38%
Englefield, Inc. OH$16.0M · 0.43%
Valley Ford Truck, Inc. OH$15.2M · 0.25%
Dave White Chevrolet, Inc. OH$15.0M · 0.66%
Kerry Ford Inc OH$15.0M · 0.57%

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Source: U.S. Department of Labor, Form 5500 series, EIN 311341799 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.