Plan Ledger DOL Form 5500 · updated monthly

Rios, Inc.401(k)

RIOS, INC. RETIREMENT SAVINGS PLAN · LOS ANGELES, CA · plan year 2025

Reported admin expense ratio · 2025
0.41%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Rios, Inc. reported $104,882 in plan administrative expenses for 2025: 0.41% of average plan assets, above the peer median. Employer contributions averaged $2,116 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.49% to 0.41%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other professional & technical services employers. By assets it is the 2,909th-largest of 9,483 plans among California employers on file, and the 4,505th of 11,654 in professional & technical services. In 2025, employees put in $4.51 for every $1.00 the employer contributed; active participation has shrunk from 263 to 204 since 2022.

Plan summary
Net assets, end of year$26,920,489
Participants with balances250
Active participants204
Employer contributions$431,736
Employee contributions$1,946,544
Employer contribution per active participant$2,116
Average account balance$107,682
Benefits paid to participants$3,417,217
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$26.9M · 250 accts · $432K emplr
2024$23.9M · 259 accts · $346K emplr
2023$22.7M · 241 accts · $409K emplr
2022$17.8M · 234 accts · $405K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$104,882
Total administrative$104,882
The Rios, Inc. 401(k) match · 2025
Employer contribution per active participant$2,116
Median for plans this size$2,666
2025$2,116 per active participant
2024$1,337 per active participant
2023$1,697 per active participant
2022$1,540 per active participant

Rios, Inc.'s 2025 employer contribution ran below the $2,666 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20254
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$104,881
UBS FINANCIAL SERVICES INC · Investment advisory (plan)indirect comp
ACTUARIAL BENEFITS CORP · Contract administrator · Other servicesindirect comp
PENSION ASSURANCE LLP · Accounting / auditindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$104,882 · 0.41%
2024$99,792 · 0.43%
2023$98,464 · 0.49%
2022$91,363 · 0.49%
Same employer
Similar plansProfessional & Technical Services · California
Stem, Inc. CA$27.2M · 0.24%
Xoriant Corporation CA$27.1M · 0.04%
NEO4J, Inc. CA$27.1M · 0.00%
Rrm Design Group CA$27.0M · 0.38%
Retool, Inc. CA$26.9M · 0.27%
Macro-Pro, Inc. CA$26.8M · 0.18%
Kbkg, Inc. CA$26.8M · 0.34%

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Source: U.S. Department of Labor, Form 5500 series, EIN 954019625 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.