Plan Ledger DOL Form 5500 · updated monthly

Riley Creek Lumber Company401(k)

IDAHO FOREST GROUP LLC 401(K) PLAN · COEUR DALENE, ID · plan year 2024

Reported admin expense ratio · 2024
0.41%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Riley Creek Lumber Company reported $450,639 in plan administrative expenses for 2024: 0.41% of average plan assets, higher than ~90% of peers. Employer contributions averaged $3,387 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.37% to 0.41%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other manufacturing employers. By assets it is the 20th-largest of 349 plans among Idaho employers on file, and the 1,674th of 13,661 in manufacturing. In 2024, employees put in $1.55 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$118,512,556
Participants with balances1,527
Active participants1,276
Employer contributions$4,322,298
Employee contributions$6,717,390
Employer contribution per active participant$3,387
Average account balance$77,611
Benefits paid to participants$11,237,983
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$118.5M · 1,527 accts · $4.3M emplr
2023$101.6M · 1,556 accts · $5.0M emplr
2022$81.3M · 1,621 accts · $4.8M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$154,623
Investment management$199,705
Audit (IQPA)$17,693
Trustee / custodial$39,396
Total administrative$450,639
The Riley Creek Lumber Company 401(k) match · 2024
Employer contribution per active participant$3,387
Median for plans this size$3,635
2024$3,387 per active participant
2023$3,827 per active participant
2022$3,476 per active participant

Riley Creek Lumber Company's 2024 employer contribution ran below the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20245
APEX INVESTMENT ADVISORS · Investment advisory (plan) · Investment advisory (participants)$199,705
RANDALL AND HURLEY · Pension consulting · Loan processing$154,623
CHARLES SCHWAB TRUST BANK · Custodial (securities) · Trustee$39,936
CLIFTONLARSONALLAN LLP · Accounting / audit$17,693

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$450,639 · 0.41%
2023$355,961 · 0.39%
2022$322,821 · 0.37%
Same employer
Similar plansManufacturing · Idaho
Lamb Weston, Inc. ID$444.2M · 0.09%
Glanbia, Inc. ID$336.1M · 0.12%
Woodgrain Inc. ID$271.8M · 0.19%
Litehouse, Inc. ID$209.6M
Cradlepoint, Inc. ID$103.7M · 0.15%
Amalgamated Sugar Company ID$80.4M · 0.11%
Petiq, LLC ID$38.3M · 0.20%

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Source: U.S. Department of Labor, Form 5500 series, EIN 820366771 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.