Plan Ledger DOL Form 5500 · updated monthly

Retail Investors of Texas, LTD.401(k)

RETAIL INVESTORS OF TEXAS, LTD. 401(K) PROFIT SHARING PLAN & TRUST · NEDERLAND, TX · plan year 2024

Reported admin expense ratio · 2024
0.35%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Retail Investors of Texas, LTD. reported $125,531 in plan administrative expenses for 2024: 0.35% of average plan assets, above the peer median. Employer contributions averaged $139 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.40% to 0.32%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is the 1,326th-largest of 5,688 plans among Texas employers on file, and the 855th of 5,215 in retail trade. In 2024, employees put in $3.66 for every $1.00 the employer contributed; active participation has grown from 745 to 1,861 since 2022.

Plan summary
Net assets, end of year$36,993,877
Participants with balances528
Active participants1,861
Employer contributions$259,085
Employee contributions$949,042
Employer contribution per active participant$139
Average account balance$70,064
Benefits paid to participants$4,486,014
Plan auditUnmodified (clean) audit opinion
AuditorBROUSSARD & CO, CPA'S, LLC
Plan history4
Yearassets · accounts · employer contribution
2025$35.8M · 501 accts · $253K emplr
2024$37.0M · 528 accts · $259K emplr
2023$35.4M · 428 accts · $264K emplr
2022$30.8M · 453 accts · $274K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$66,377
Investment management$51,954
Audit (IQPA)$7,200
Total administrative$125,531
The Retail Investors of Texas, LTD. 401(k) match · 2024
Employer contribution per active participant$139
Median for plans this size$2,416
2025$147 per active participant
2024$139 per active participant
2023$326 per active participant
2022$368 per active participant

Retail Investors of Texas, LTD.'s 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$66,377
BEAUMONT ASSET MANAGEMENT LLC · Investment advisory (plan)$51,954
BROUSSARD & COMPANY, CPA'S L.L.C · Accounting / audit$7,200

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$115,900 · 0.32%
2024$125,531 · 0.35%
2023$116,474 · 0.35%
2022$137,153 · 0.40%
Same employer
Similar plansRetail Trade · Texas
Script Care, LTD. TX$39.5M · 0.21%
Covert Buick, Inc. TX$39.0M · 0.56%
Advocare International LLC TX$38.8M · 0.03%
Bij Motors Tx, LLC TX$34.7M · 0.11%
Team Rumbleon, LLC TX$32.9M · 0.36%
Gillman Services, Inc. TX$30.4M · 0.42%

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Source: U.S. Department of Labor, Form 5500 series, EIN 741471937 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.